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A Note from the President

RicoAs your local community credit union since 1940, GHS strongly believes in "people helping people."  We understand these are trying times and would like to provide our members with the opportunity to consolidate debt and lower their monthly payments.   We feel it is important to help our members have affordable payments and liquidity, especially today.  

One way in which GHS is able to help our members lower their payments and aid with debt consolidation, is by offering a free credit report review.  The reviews will help our members better understand their credit report, learn what effects their score, how to improve it, and to help determine its accuracy.  An explanation of what options are available to you will be provided.  As a result of these reviews, our members will know what steps can be taken to improve their credit scores, thus improving borrowing power and potentially saving money.  Additionally, by reviewing your credit report and determining its validity, you are protecting yourself from fraud and inaccurate reporting. 

GHS puts our members first, with GHS you are a person, not just a number.  Our products and services are designed to put our members in a better financial position.  GHS has consistently led the market in providing affordable loans and paying higher deposit rates to our members. 

Our goal is to deliver high-caliber member service and offer a wide array of products to help our members achieve their financial goals. We want our members to think of GHS first for their financial needs.  Thank you for your membership and loyalty to GHS Federal Credit Union.

Sincerely,

Rico Bautista, President & CEO

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