VISA-Zero Percent on Balance Transfers and Purchases

GHS is running a VISA 0.00% APR * Promo from February 1^st -April 30^th.  During this time members are able to take advantage of the 0.00% APR offer. The offer is good for 6 months on Balance Transfer and Purchases!  This offer is valid for new AND existing cardholders.   

Cardholders benefit from:                            

• No Annual Fee
• No Default Rate
• No Balance Transfer Fee
• No Cash Advance Fee

Looking to consolidate?  To take a trip, make repairs?  This is a great way to get started!  

Not a member of GHS?  Don't have a GHS VISA?  Apply online today!  

Already have a GHS VISA?  Click here for a balance transfer form!

You can also get Scorecard® Reward Points for using your VISA!  Sign-up today and begin rewarding yourself tomorrow! 

What will your rate go to after?  GHS offers its Visa Platinum at tiered rates, as low as 7.90% APR! 

Other Details:

• 0.00 % APR for 6 months
• Rate will default to approved rate or existing rate at end of 6-month term
• Minimum balance transfer is $500.00
• All loans subject to credit worthiness

Anyone who lives, works, attends school, or worships in Broome, Chenango or Tioga County, New York, may join GHS.  You are part of our community, and we would love to have you as a member!

*GHS is offering a promotional rate for our new and existing VISA Platinum cardholders for a period of six (6) months on new purchases and balance transfers which post to an account between February 1, 2012 through April 30, 2012. Existing cardholders do not have to re-qualify for the promotional offer. Existing balances will remain at the current APR. The monthly periodic rate for this offer is 0.00% APR = ANNUAL PERCENTAGE RATE of 0.00%. Thereafter, the monthly periodic rate will change to 0.6583% - 1.4917% which is an ANNUAL PERCENTAGE RATE of 7.90% - 17.90%. Promotional rate will run from February 1, 2012 through April 30, 2012. (Refinances on existing GHS loans or line of credit balances will not be allowed under this promotion.) Minimum balance transfer - $500.00. Cash advances and convenience checks are not included in this offer. GHS reserves the right to terminate this offer at any time. Some restrictions may apply.