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Home Equity Loans

Unlock the Equity in Your Home! Rates as Low as 4.95% APR!

A Home Equity Loan is a multi-purpose loan that is secured by a lien on your home. As a homeowner, you can use the equity in your home for things like a home improvement project, college tuition, family vacation or even to consolidate credit card debt. The interest rate is usually much lower than what you'd pay on a credit card or personal loan. Best of all, the interest you pay may be tax-deductible. (Please check your status with a trusted tax advisor.)

With rates as low as 4.95% APR* and same day approval, fast closings and no closing costs - you can get that equity working for you any time you choose and it's that SIMPLE! Family w/ House2

  • SAME DAY APPROVAL
  • FAST CLOSING
  • NO CLOSING COSTS

Home Equity Line of Credit

You may also want to look into a Home Equity Line of Credit which is much the same as a regular Home Equity Loan. There is one important exception however, the Home Equity Line of Credit allows you to take advances (to your approved maximum), as needed.  As you pay down the loan, the money becomes available again for your use.   

*APR=Annual Percentage Rate.  Rate determined by credit worthiness.

Did you know? Credit life and credit disability insurance are available on GHS home equity loans.  The GHS Loan Department (607) 723-7962 can give you more information on this and GHS Home Equity Loans and/or Lines of Credit and help you to apply.

 

 

 

Relationship Discount
Our relationship discount provides extra savings on most GHS loans. Members can qualify for this by having net direct deposit to a GHS checking account. Call the GHS loan department for more information. Binghamton: (607) 723-7962, or Norwich: (607) 334-6461.

Listen to our Radio Commercial to hear about our Loan Specials! [MP3]

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