You can choose how you save!

When it comes to savings accounts - GHS has something for everyone.  Each of our accounts offers competitive dividend rates and are insured (up to $250,000) by the National Credit Union Share Insurance Fund, an independent agency of the federal government (think of it as the FDIC of credit unions). You can choose from and check our current deposit rates:


Regular Share (Savings) Accounts

It's easy to save with a GHS Share (Savings) Account. Since all members of GHS are required to maintain a small balance in a share savings account, why not take advantage of this simple way to save for your future while earning dividends?

Term Share Certificates

A Share Certificate is a great way to save money and earn higher dividends. With a moderate minimum balance you can open a share certificate for a term lasting anywhere from 3 months to 60 months. GHS also offers junior share certificates for members under age 18. Junior certificates can be opened with a smaller minimum balance.

Individual Retirement Accounts

Saving for retirement or college tuition? Traditional, Roth, Educational, and Rollovers/Transfers are available for terms from 12 months to 60 months. GHS has competitive rates and there are no fees to open an account.

Holiday Clubs

Do you usually find yourself a little short on holiday cash? Start saving now with a GHS Holiday Club. You can contribute to your account via direct deposit or just make deposits on your own throughout the year. You'll earn dividends with a small minimum balance. Your holiday club money will roll directly to your savings account once a year in early October.


Money Market Accounts

To maximize earnings, but still have easy access to funds, open a Money Market Account (with check access), it's a great option. This account pays dividends and allows for limited check writing and transfers. In addition, this account has the following features:

  • No monthly service charge with minimum balance of $2,500
  • Write up to three checks per month
  • Monthly dividends paid