You can choose how you save!
When it comes to savings accounts - GHS has something for
everyone. Each of our accounts offers competitive dividend
rates and are insured (up to $250,000) by the National Credit Union
Share Insurance Fund, an independent agency of the federal
government (think of it as the FDIC of credit unions). You can
choose from and check our current deposit rates:
Regular Share (Savings) Accounts
It's easy to save with a GHS Share (Savings) Account. Since all
members of GHS are required to maintain a small balance in a share
savings account, why not take advantage of this simple way to save
for your future while earning dividends?
Term Share Certificates
A Share Certificate is a great way to save money and earn higher
dividends. With a moderate minimum balance you can open a share
certificate for a term lasting anywhere from 3 months to 60 months.
GHS also offers junior share certificates for members under age 18.
Junior certificates can be opened with a smaller minimum
balance.
Individual Retirement
Accounts
Saving for retirement or college tuition? Traditional, Roth,
Educational, and Rollovers/Transfers are available for terms from
12 months to 60 months. GHS has competitive rates and there are no
fees to open an account.
Holiday Clubs
Do you usually find yourself a little short on holiday cash?
Start saving now with a GHS Holiday Club. You can contribute to
your account via direct deposit or just make deposits on your own
throughout the year. You'll earn dividends with a small minimum
balance. Your holiday club money will roll directly to your savings
account once a year in early October.
Money Market
Accounts
To maximize earnings, but still have easy access to funds, open
a Money Market Account (with check access), it's a great option.
This account pays dividends and allows for limited check writing
and transfers. In addition, this account has the following
features:
- No monthly service charge with minimum balance of $2,500
- Write up to three checks per month
- Monthly dividends paid
