Reward yourself!  Get 1 point for every $2 purchased!

Each purchase you make with your debit card earns you valuable Bonus Points you can redeem for brand name merchandise and exciting travel rewards.  Visit, you'll be amazed at the merchandise available. Choose from categories like Appliances, Lawn and Garden and Sporting Goods, and from brand names like Black & Decker®, Nike®, and Toshiba®. You can also search for awards by Bonus Points level, so you will always know how many more Bonus Points you'll need for that "must have" reward. Once you've earned enough Bonus Points to redeem, you can send in your order online or through regular mail. It's that easy! 


When it comes to travel, ScoreCard® has something for every preference and every Bonus Point level. 

Tired of digging for the checkbook, running out of checks, looking for ID and waiting for check approvals while VISA DEBITyou're standing in line at the store? If so, it's time to take advantage of the convenient features of the GHS VISA Freedom Debit Card with your "Free" Personal Checking account. A Freedom Debit Card is a combination debit card and ATM card all rolled into one. You can use the card at merchants instead of writing checks - the money comes out of your checking account. 

Verified by VISA

Verified by Visa can protect your existing GHS Visa card and Freedom Debit Card for use on the Internet with a personal password, giving you reassurance that only you can use your card online.  Click here to learn more and for instructions on how to enroll. 

Use the card to access your savings or checking account at ATMs around the world. You can access your money, surcharge free, at any ATM displaying the CO-OP and Allpoint Network* logos. 

To find a No-Fee ATM click here*. 

*LocatorSearch™ attempts to provide you with the most current information for each location.  Some institutions may have changed processors or have moved locations. This transition period may cause a discrepancy in the locations and available services