Real Estate
Last Updated: 05/01/2014
Loan Type Term (Approximate) Non-Variable APR*
Mortgages 15, 20, 30 Year Please call for rates.
Home Equity Loan** 60 Months 2.75%
120 Months 4.50%
180 Months 4.75%
Home Equity Line of Credit 20 Year Repayment Period/5 Year Draw Please call for rates.
Auto / Truck / Recreational Vehicles
Last Updated: 01/01/2014
Loan Type Term (Approximate) Non-Variable APR*
Auto / Truck 2011 or Newer Models 36 Month 1.90%
60 Month 2.40%
72 Month 2.40%
Auto / Truck 2007- 2010 Models 36 Month 2.20%
60 Month 2.70%
Auto / Truck 2004-2006 Models 48 Month 4.80%
36 Month 4.30%
Recreational Vehicles - New 2011 or Newer 84 Month*** 5.85%
120 Month*** 6.75%
Recreational Vehicles - Used 2004-2010 48 Month 4.75%
60 Month*** 5.85%
84 Month*** 6.25%
Personal Loans
Last Updated: 05/01/2014
Loan Type Term (Approximate) Non-Variable APR*
Unsecured Loan 60 Months 5.00%
Visa Platinum Rewards Card Revolving 7.90% to 17.90%
Share / Certificate Secured
Last Updated: 05/01/2013
Loan Type Term (Approximate) Non-Variable APR*
Certificated Secured Loan Maximum Term is Certificate Maturity Date (with up to 60 months repayment calculation) APY + 3.00%, 5% floor

 

  • Loans are subject to credit approval.
  • *All rates are determined by creditworthiness and may vary from those shown.
  • ** Maximum term on Home Equity Loans is 120 months. Rate varies per LTV. 
  • *** Term not available for motorcycles or snowmobiles. 

Rates are shown "as low as." Fixed rates are with the full relationship discount. How you can qualify:

Receive up to 0.50% off with the following:

-0.25% Automatic monthly payment from GHS checking/savings/payroll
-0.25% eStatements User (New or Existing)

Lines of Credit, Overdraft Protection, 90 day notes, Mortgages, and Home Equity LOC are not eligible for relationship discounts.