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Loan Rates

Real Estate
Last Updated: Thursday, December 01, 2011
Loan TypeTerm (Approximate)Non-Variable APR*
Mortgages15, 20, 30 YearPlease call for rates.
Home Equity Loan**60 Months3.80%
120 Months4.75%
Home Equity Line of Credit20 Year Repayment Period/5 Year DrawPlease call for rates.
Auto / Truck / Recreational Vehicles
Last Updated: Thursday, December 01, 2011
Loan TypeTerm (Approximate)Non-Variable APR*
Auto / Truck 2010-2012 Models36 Month2.90%
60 Month3.40%
72 Month3.40%
Auto / Truck 2005-2009 Models36 Month3.20%
60 Month3.70%
Auto / Truck 2002-2004 Models48 Month5.80%
36 Month5.30%
Recreational Vehicles - New84 Month***7.35%
120 Month***8.25%
Recreational Vehicles - Used48 Month6.25%
60 Month***7.35%
84 Month***7.75%
Personal Loans
Last Updated: Thursday, December 01, 2011
Loan TypeTerm (Approximate)Non-Variable APR*
Unsecured Loan60 Months10.25%
Visa Platinum Rewards CardRevolving7.90% to 17.90%
Share / Certificate Secured
Last Updated: Thursday, December 01, 2011
Loan TypeTerm (Approximate)Non-Variable APR*
Certificated Secured LoanMaximum Term is Certificate Maturity Date (with up to 60 months repayment calculation)APY + 3.00%, 5% floor

 

  • Loans are subject to credit approval.
  • *All rates are determined by creditworthiness and may vary from those shown.
  • ** Maximum term on Home Equity Loans is 120 months. Rate varies per LTV. 
  • *** Term not available for motorcycles or snowmobiles. 

Rates are shown "as low as." Fixed rates are with the full relationship discount. How you can qualify:

Receive up to 0.50% off with the following:

-0.25% Automatic monthly payment from GHS checking/savings/payroll
-0.25% eStatements User (New or Existing)

Lines of Credit, Overdraft Protection, 90 day notes, Mortgages, and Home Equity LOC are not eligible for relationship discounts.




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