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Real Estate
Last Updated: Thursday, December 01, 2011
Loan Type	Term (Approximate)	Non-Variable APR*
Mortgages	15, 20, 30 Year	Please call for rates.
Home Equity Loan**	60 Months	3.80%
	120 Months	4.75%
Home Equity Line of Credit	20 Year Repayment Period/5 Year Draw	Please call for rates.
Auto / Truck / Recreational Vehicles
Last Updated: Thursday, December 01, 2011
Loan Type	Term (Approximate)	Non-Variable APR*
Auto / Truck 2010-2012 Models	36 Month	2.90%
	60 Month	3.40%
	72 Month	3.40%
Auto / Truck 2005-2009 Models	36 Month	3.20%
	60 Month	3.70%
Auto / Truck 2002-2004 Models	48 Month	5.80%
	36 Month	5.30%
Recreational Vehicles - New	84 Month***	7.35%
	120 Month***	8.25%
Recreational Vehicles - Used	48 Month	6.25%
	60 Month***	7.35%
	84 Month***	7.75%
Personal Loans
Last Updated: Thursday, December 01, 2011
Loan Type	Term (Approximate)	Non-Variable APR*
Unsecured Loan	60 Months	10.25%
Visa Platinum Rewards Card	Revolving	7.90% to 17.90%
Share / Certificate Secured
Last Updated: Thursday, December 01, 2011
Loan Type	Term (Approximate)	Non-Variable APR*
Certificated Secured Loan	Maximum Term is Certificate Maturity Date (with up to 60 months repayment calculation)	APY + 3.00%, 5% floor

 

• Loans are subject to credit approval.
• *All rates are determined by creditworthiness and may vary from those shown.
• ** Maximum term on Home Equity Loans is 120 months. Rate varies per LTV. 
• *** Term not available for motorcycles or snowmobiles. 

Rates are shown "as low as." Fixed rates are with the full relationship discount. How you can qualify:

Receive up to 0.50% off with the following:

-0.25% Automatic monthly payment from GHS checking/savings/payroll
-0.25% eStatements User (New or Existing)

Lines of Credit, Overdraft Protection, 90 day notes, Mortgages, and Home Equity LOC are not eligible for relationship discounts.