Term Share Accounts
Last Updated: 09/01/2014
Term Regular Account IRA Account Dividend Rate APY
  Min. Avg. Daily Balance    
3 Month $500.00 N/A 0.25% 0.25%
6 Month $500.00 N/A 0.35% 0.35%
9 Month $500.00 N/A 0.40% 0.40%
12 Month $500.00 $500.00 0.50% 0.50%
13 Month Plus $10,000.00 $10,000.00 0.55% 0.55%
18 Month $500.00 $500.00 0.60% 0.60%
24 Month $500.00 $500.00 0.70% 0.70%
25 Month Plus $10,000.00 $10,000.00 0.85% 0.85%
30 Month $500.00 $500.00 1.00% 1.00%
36 Month $500.00 $500.00 1.09% 1.10%
48 Month $500.00 $500.00 1.54% 1.55%
60 Month $500.00 $500.00 1.93% 1.95%
Deposit Account Rates
Last Updated: 09/01/2013
Account Type Min. Avg. Daily Balance Dividend Rate APY
Primary Shares / Special Shares $100.00 0.10% 0.10%
Holiday Club $100.00 0.10% 0.10%
Money Market Savings $2,500.00 0.10% 0.10%
Money Market Plus $10,000.00 - $24,999.99 0.20% 0.20%
$25,000.00-$49,999.99 0.40% 0.40%
$50,000.00 + 0.40% 0.40%
Kids Klub Kash Account & Kris Kringle $5.00 0.10% 0.10%
IRA Shares $100.00 0.10% 0.10%
Checking Account Rates
Last Updated: 04/17/2014
Account Type Min. Avg. Daily Balance Dividend Rate APY
VIP Free Checking $0 0.10% 0.10%
50+ Free Checking $0 0.10% 0.10%
Premier Yield Checking $0 - $1499.99 0.10% 0.10%
$1500 0.25% 0.25%
Premier Yield Business Checking $0 - $1499.99 0.10% 0.10%
$1500 0.25% 0.25%

Prime Shares, Special Shares, Holiday Club, Money Market Shares, Kids Klub Kash Accounts, IRA Shares and Kris Kringle are variable rate accounts and as such, subject to change. Dividend rates are anticipated rates based upon earnings. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at (607) 723-7962. Early withdrawal penalties may be imposed on Term Share Accounts.