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Savings Rates

Term Share Accounts
Last Updated: Monday, August 30, 2010
TermRegular AccountIRA AccountDividend RateAPY
 Min. Avg. Daily Balance  
3 Month$500.00N/A1.00%1.00%
6 Month$500.00N/A1.14%1.15%
9 Month$500.00N/A1.24%1.25%
12 Month$500.00$500.001.34%1.35%
13 Month Plus$10,000.00$10,000.001.39%1.40%
18 Month$500.00$500.001.44%1.45%
24 Month$500.00$500.001.59%1.60%
25 Month Plus$10,000.00$10,000.001.64%1.65%
30 Month$500.00$500.001.83%1.85%
36 Month$500.00$500.001.93%1.95%
48 Month$500.00$500.002.08%2.10%
60 Month$500.00$500.002.62%2.65%
Deposit Account Rates
Last Updated: Sunday, August 01, 2010
Account TypeMin. Avg. Daily BalanceDividend RateAPY
Primary Shares / Special Shares$100.000.30%0.30%
Holiday Club$100.000.30%0.30%
Money Market Savings$2,500.000.50%0.50%
Money Market Plus$10,000.00 - $24,999.990.65%0.65%
$25,000.00-$49,999.990.85%0.85%
$50,000.00 +0.85%0.85%
Kids Klub Kash Account & Kris Kringle$5.000.30%0.30%
IRA Shares$100.000.30%0.30%

Prime Shares, Special Shares, Holiday Club, Money Market Shares, Kids Klub Kash Accounts, IRA Shares and Kris Kringle are variable rate accounts and as such, subject to change. Dividend rates are anticipated rates based upon earnings. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at (607) 723-7962. Early withdrawal penalties may be imposed on Term Share Accounts.





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