DO I NEED AN EMERGENCY FUND AND A RAINY DAY FUND?

Do I need to have a separate rainy day fund and emergency fund? Rainy day funds and emergency funds serve different purposes. It’s important to have both available to tap into as needed. Read on for answers to all your questions on a rainy day and emergency funds. Why...

ALL YOU NEED TO KNOW ABOUT BUYING A USED CAR

If you’re in the market for a deal on used wheels, follow the steps below for a smoother ride! Step 1: Crunch the numbers How are you paying for your used car? If you’re paying cash, you already have a car budget in place. If you’re taking out an auto loan, GHS...

DEBIT CARD SAFETY

How do you pay for your purchases? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay. Let’s explore when and how to use your debit card. Credit and debit: How are they...

6 NEW YEAR’S RESOLUTIONS FOR A FINANCIALLY IMPROVED YOU

Let GHS Federal Credit Union turn your financial goals into reality. Here are 6 New Year’s Resolutions for a financially improved you: Increase your savings. Even if it’s only by 5%, every little bit adds up. Cut out one impulse purchase a week. Trim your...