GHS Blog

4 PARKING LOT SCAMS TO WATCH OUT FOR THIS SPRING

The buds are sprouting—and so are the scams. Watch out for these common parking lot scams as you attend baseball games, outdoor concerts and other events this spring and summer. 1) The bogus parking attendant In this scam, you arrive at an event where an attendant...

Saving on Home Renovations

Is your home in desperate need of a face lift? As you probably know, renovations don’t come cheap. In fact, the average kitchen remodel tops $60,000 and bathroom overhauls can cost $18,000! With some careful planning, though, you can shave...

Paying for College: 5 FAFSA Tips

As college tuition costs continue to rise, parents and students are left struggling to find ways to pay. The first step every future college student should take is filling out the Free Application for Federal Student Aid. According to FAFSA.gov, that form offers...

5 COMMON TAX MISTAKES TO AVOID

Faulty Math A small miscalculation can throw off all your numbers and get you into trouble with the IRS. Name Changes and Misspellings If you’ve recently changed your legal name, let the Social Security Administration know. Omitting Extra Income If you’ve taken any...

7 WAYS TO DE-STRESS FOR LESS

It’s the time of year when the blues hit the hardest. And while many people turn to costly escapes, you can get the same results without spending a penny. Let GHS Federal Credit Union show you how to de-stress for less and send that down mood packing!  Here are 7...

YOU DON’T NEED TO BE A GENIUS TO BE A SUCCESSFUL INVESTOR

Warren Buffet says: “You don’t need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ.” Think you can’t make it big on Wall Street because you’re not the next Bill Gates? Think again. Warren Buffett maintains...

DO I NEED AN EMERGENCY FUND AND A RAINY DAY FUND?

Do I need to have a separate rainy day fund and emergency fund? Rainy day funds and emergency funds serve different purposes. It’s important to have both available to tap into as needed. Read on for answers to all your questions on a rainy day and emergency funds. Why...

ALL YOU NEED TO KNOW ABOUT BUYING A USED CAR

If you’re in the market for a deal on used wheels, follow the steps below for a smoother ride! Step 1: Crunch the numbers How are you paying for your used car? If you’re paying cash, you already have a car budget in place. If you’re taking out an auto loan, GHS...

DEBIT CARD SAFETY

Always use your debit or credit card with caution. Check the payment processor for anything that looks out-of-place, such as a newer keypad on an older machine or a hard-to-use slot for your card. Don’t forget to cover the pad with your hand when inputting your PIN.

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