Finance Articles

7 WAYS TO DE-STRESS FOR LESS

It’s the time of year when the blues hit the hardest. And while many people turn to costly escapes, you can get the same results without spending a penny. Let GHS Federal Credit Union show you how to de-stress for less and send that down mood packing!  Here are 7...

YOU DON’T NEED TO BE A GENIUS TO BE A SUCCESSFUL INVESTOR

Warren Buffet says: “You don’t need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ.” Think you can’t make it big on Wall Street because you’re not the next Bill Gates? Think again. Warren Buffett maintains...

DO I NEED AN EMERGENCY FUND AND A RAINY DAY FUND?

Do I need to have a separate rainy day fund and emergency fund? Rainy day funds and emergency funds serve different purposes. It’s important to have both available to tap into as needed. Read on for answers to all your questions on a rainy day and emergency funds. Why...

ALL YOU NEED TO KNOW ABOUT BUYING A USED CAR

If you’re in the market for a deal on used wheels, follow the steps below for a smoother ride! Step 1: Crunch the numbers How are you paying for your used car? If you’re paying cash, you already have a car budget in place. If you’re taking out an auto loan, GHS...

DEBIT CARD SAFETY

Always use your debit or credit card with caution. Check the payment processor for anything that looks out-of-place, such as a newer keypad on an older machine or a hard-to-use slot for your card. Don’t forget to cover the pad with your hand when inputting your PIN.

Ways to Save on Holiday Travel

Traveling over the holidays can be wonderful, especially if you don’t experience any bad weather or travel delays. Experts say it can even be wonderful for your wallet, if you’re willing to be flexible. Here are a few tips to help you get the best travel deals this...

Holiday Shopping Safety Tips

November 23, 2018 Keeping your finances safe as you shop and spend this busy holiday season is important to us. Here are a few tips for spending safety during this busy spending season.   Details Really Do Matter Fortify your wallet with two forms of plastic payment...

10 Tips to Organize and Unclutter Paper from Your Life

September 11, 2018 Do you ever feel like you are drowning in paper? Your dining room table is covered, your hand bag is filled with receipts, or your credenza is swimming with old Christmas cards. Whatever the source may be, paper clutter is one mess of a problem. If...

Compare the Costs: Buying a New Car vs. a Used Car

While buying new cars is enticing, you should take a cold, hard look at how much you could save over time by buying used cars instead. The average person owns 13 cars in a lifetime, each costing an average of $30,000, according to a report by the National Automobile...

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