Get the Most Out of Tax Season

Get your money sooner, avoid high interest rate credit cards and loans, and make tax season simpler with GHS Federal Credit Union

Know Before You File

Before filing your taxes this year, be sure you set yourself up to get the most out of your filing. Whether you are expecting a return or needing to pay, GHS Federal Credit Union can help ensure that more money stays in your pocket this tax season.


Get Your Money Sooner

Traditional mail is slower than ever, so receiving your tax refund in the mail can have you waiting on your cash for months. Speed up the process by opting for direct deposit  when filing. By choosing to have your tax return direct deposited by the IRS into your GHS FCU checking or savings account you can get to spending your cash sooner!
Don’t have a checking or savings account? GHS Federal Credit Union makes it easy to join and secure an account same day for fast filing. Choose one of our checking account options or savings accounts with perks like same day funds upon depositing, access to your cash anytime with 24/7 and online and mobile banking for fast and easy service.

Avoid Return Advance Loans

Need your cash even sooner? Tax preparers may offer you Return Advance Loans that allow you to receive a loan of the amount you are anticipating up front at filing. But, there is a catch – you’ll need to pay that money back to the lender, and these loans tend to have high interest and added fees in order to use them. You may end up owing more than your return, putting you into debt. Avoid signing up for these advances, and instead apply for a low interest Personal Loan or GHS Visa Credit Card with 0% APR for the first 6 months then rates as low as 7.90% APR*. Get as soon as same day approval and avoid hidden fees, and get to spending your money.

Owe Less On Your Debt

If you find yourself owing on your taxes, tax season can be stressful on your and your bank accounts. Rather than exhausting your checking or savings, GHS FCU can help you pay your taxes without high interest or excessive fees. If you are unable to pay your taxes outright, consider a Personal Loan or low interest GHS Visa Credit Card to pay off your debt. At GHS FCU, we are real people here to help real people, and our team of loan specialists are always available in branch or over the phone to help you select the best option for your financial situation.

File Smarter

Be better prepared and make filing a breeze by using our Tax Prep Checklist! With our checklist, you can be sure you have all the documents and information you need so you can file quicker and get your money sooner.


*APR = Annual Percentage Rate.

0% APR introductory rate and then, 7.90% APR to 17.90% APR fixed rate after the first six months. Rate shown is “as low as.”

All loans subject to credit approval. Rate and term to be determined based on credit worthiness. The rate will not increase while the plan is open. Refinancing of existing GHS FCU loans do not qualify.

Cannot be combined with any other offer. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee. Some restrictions may apply. Rates and terms are subject to change.