Mortgage

Home Equity Loans vs. Mortgage Loans

What’s the difference between home equity loans vs. mortgage loans? While they are both loans that require a similar process to obtain and use your home as collateral, they do not serve the same purpose. As a homeowner, you might find yourself in need of a home...

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¹APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

²APY = Annual Percentage Yield. Rates are subject to change at any time. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

³APY = Annual Percentage Yield. GHS available funds do not qualify. Minimum of $500.00 to open for 12 mos. APY good for original term only, no renewals at this rate. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

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Binghamton, NY 13905

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Norwich, NY 13815

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Binghamton, NY 13901

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