Business Checking

GHS Federal Credit Union offers two Business Checking Accounts. You decide which option works best for you and your business, we’ll handle the rest!

We simplify and support your business financial matters so you can focus on taking great care of your customers or manage your organization, whether you own a business, or are a non-profit agency.

 We offer business banking products and services to help business owners in Chenango, Tioga, or Broome County better manage their daily operations – without the burden of expensive fees.

Contact Our Business Development Manager

For questions or to get started with GHS Business options, call 607-472-2899 or fill out our contact form:

Absolutely Free Business Checking

GHS Credit Union Free Business Checking is ideal for businesses ready to capitalize on the free things in life:


  • No minimum balance requirement. A Membership with a $25.00 balance is all that’s required to open an Absolutely FREE Business Checking Account
  • No monthly service fee

Premier Yield Business Checking

Our Premier Yield Business Checking account is specifically designed to meet the unique needs and requirements of qualifying businesses. Benefits include:


  • Accounts earn dividends, which will be paid on your Premier Yield Business Checking Account for each day the balance stays at or above $1,500. Dividends will be compounded and credited monthly.
  • For balances over $1,500*
  • FREE Checks

Other Business Services

In addition to checking accounts, business owners can leverage GHS business services, including:

Business Lending

Expand or enhance your business with GHS Federal Credit Union’s business lending services. Whether it’s inventory, equipment, real estate, an expansion project, or payroll, we’ll work to find the right solution for your business with:

  • Business Term Loans
  • Business Lines of Credit
  • Commercial Real Estate Loans
  • Business Visa Platinum Credit Card
  • Business Equipment Lines of Credit

Merchant Services

Enjoy manageable, simple, and quick payment processing solutions with our accessible, dependable customer service so that you can better serve your customers.

GHS Federal Credit Union offers comprehensive merchant services for small businesses:

  • Quick, convenient, one-stop payment and credit card processing
  • Gift cards – build your brand and increase your sales
  • Ecommerce solutions – the most advanced equipment is available

If you want to streamline your business’s finances with convenient, accessible checking services, GHS Federal Credit Union is ready to help.


All checking accounts are subject to the terms and conditions in the Account Disclosure and Service Charges and Fee Schedule.

If you live, work, worship, or go to school in Broome, Chenango, or Tioga Counties, you’re eligible for GHS Federal Credit Union membership, as are your family members. Members are eligible to take advantage of our personal and business financial services and products, as well as insurance and financial offerings.

*$6.00 fee if daily balance falls below $1,500.