Absolutely FREE Business Checking. It works for your business.

Whether you’re self-employed, or manage your own business or nonprofit in Broome, Chenango or Tioga County, NY, Absolutely FREE Business Checking from GHS can help you better manage your cash flow and your expenses – without the burden of expensive fees.

Open your account with as little as $50** and benefit from:

  • NO minimum balance.
  • NO monthly service charge.
  • Overdraft Protection Available
  • 1,000 FREE* items per month (includes checks paid and deposited, ACH debits and credits).
  • Unlimited check writing.
  • FREE debit card.
  • FREE Online Banking.
  • FREE bill pay.
  • FREE Mobile Banking from your smartphone.
  • FREE guest Wi-Fi.
  • Easy-to-balance monthly eStatement.


Want to earn dividends on your business checking dollars?

Then our Premier Yield Business Checking is the perfect choice for you. Featuring all the benefits of Absolutely FREE Business Checking, Premier is specifically designed for nonprofit organizations, not-for-profit corporations, sole proprietorships, government entities and trusts that want their checking account to be a moneymaker as well. You’ll earn .25% APY dividends on balances over $1,500.***

*15 cents per item above 1,000.
**Amount represents $24 checking account deposit, $25 Share Savings Account deposit, and $1 GHS membership fee.
***When entire balance is $0 to $1,499, you’ll earn .10% APY dividends. In addition, there is a $6 monthly service charge for balances under $1,500.