Term Share Accounts

TermRegular AccountIRA AccountDividend RateAPY
Minimum Opening DepositMinimum Opening Deposit
3 Month$500.00N/A0.25%0.25%
6 Month$500.00N/A0.35%0.35%
9 Month$500.00N/A0.40%0.40%
12 Month$500.00$500.000.50%0.50%
13 Month Plus$10,000.00$10,000.000.55%0.55%
18 Month$500.00$500.000.60%0.60%
24 Month$500.00$500.000.70%0.70%
25 Month Plus$10,000.00$10,000.000.85%0.85%
30 Month$500.00$500.001.00%1.00%
36 Month$500.00$500.001.09%1.10%
48 Month$500.00$500.001.54%1.55%
60 Month$500.00$500.001.93%1.95%
Last Updated: February 24, 2015 3:37 PM

APY = Annual Percentage Yield. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at (607) 723-7962 or toll free at (800) 732-4447. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.



Deposit Account Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY
Primary Shares/Special Shares$100.000.10%0.10%
Holiday Club$100.000.10%0.10%
Money Market Savings$2,500.000.10%0.10%
Money Market Plus$10,000.00−$24,999.990.20%0.20%
$25,000.00−$49,999.990.40%0.40%
$50,000.00 +0.40%0.40%
Kids Klub Kash Accounts & Kris Kringle$5.000.10%0.10%
IRA Shares$100.000.10%0.10%
Last Updated: November 4, 2014 9:43 AM

Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.


Checking Account Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY
VIP Free Checking$00.10%0.10%
50+ Free Checking$00.10%0.10%
Premier Yield Checking$0−$1499.990.10%0.10%
$15000.25%0.25%
Premier Yield Business Checking$0−$1499.990.10%0.10%
$15000.25%0.25%
Last Updated: November 4, 2014 9:43 AM

Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee. $50 minimum to open a brand new checking account. Dividend earning account rates subject to change.

Prime Shares, Special Shares, Holiday Club, Money Market Shares, Kids Klub Kash Accounts, IRA Shares and Kris Kringle are variable rate accounts and as such, subject to change. Dividend rates are anticipated rates based upon earnings. Rates are subject to change at any time. For further information about savings rates, applicable fees and terms, please contact GHS at (607) 723-7962. Early withdrawal penalties may be imposed on Term Share Accounts.