GHS savings accounts deliver lots of ways for you to save.

Whether you’re just getting started, or looking toward retirement, GHS offers an array of savings and money-earning solutions that can help you meet your financial goals today and tomorrow:

  • Regular Share Savings Accounts.
  • Money Market Accounts.
  • Term Share Certificates.
  • Individual Retirement Accounts.
  • Holiday Clubs.

 

Regular Share Savings Accounts
A GHS regular Share Savings account is the simplest way to save for your future while still earning dividends on all your balances.

Money Market Accounts
Want to maximize your earnings but still have easy access to your money? A GHS Money Market account pays competitive monthly dividends while allowing for limited check writing and transfers. You can write up to three checks per month, and if you maintain a minimum balance of $2,500, there’s no service charge.

Term Share Certificates
Term Share Certificates are another great way to save with confidence because you earn a guaranteed rate of return for a set period of time. With a moderate minimum balance, you can open a Share Certificate for a term lasting anywhere from three to 60 months. GHS also offers Junior Share Certificates for members under age 18. These accounts can be opened with a smaller minimum balance.

Individual Retirement Accounts (IRAs)
IRAs can be a smart choice for your retirement savings since your money grows tax-free until you retire. GHS offers Traditional, Roth, Educational and Rollovers/Transfers for terms from 12 to 60 months. Our rates are competitive, and there’s no fee to open an account. Confused about which IRA is right for you? Just give us a call at 800.732.4447.

Holiday Clubs
Why add more stress to your holidays? Start saving now with a GHS Holiday Club savings account. You can contribute to your account via direct deposit or make deposits on your own. And, you’ll earn dividends with a small average daily balance of just $100. Your Holiday Club money rolls into your savings account every year in early October – just in time to begin gift buying.