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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.

*APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. Contact a GHS Federal Credit Union representative by stopping in or call (607) 723-7962 or toll free at (800) 732-4447 for the most current rates. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

**APY = Annual Percentage Yield. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at (607) 723-7962 or toll free at (800) 732-4447. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

MAIN OFFICE

910 Front Street
Binghamton, NY 13905
Phone: (800) 732-4447

NORWICH OFFICE

35 East Main Street
Norwich, NY 13815
Phone: (800) 732-4447

Business Office

105 Court Street
Binghamton, NY 13901
Phone: (800) 732-4447

ROUTING NUMBER

221373707