Apply For Loans & Credit Cards - GHS Federal Credit Union

Do more with your money, apply for a GHS loan.

Membership * Required
- Member
- Non-Member
*To become a Member, you must live, work, worship or attend school within Broome, Chenango or Tioga counties. OR have Family Membership.
Name: * Required
First Last
Address: * Required
Street Address City State ZIP Code
County: * Required
Phone: * Required
Email: * Required
Date of Birth: * Required
SS Number: * Required
Type of Loan * Required
Amount Requested: * Required
Please enter a value greater than or equal to 500.
Source of Income: * Required
(Employer Name, Social Security, and/or Disability)
Employment Start Date * Required
Monthly Gross Income: * Required
Monthly Mortgage/Rent Payment: * Required
How Did You Hear? * Required
Please let us know how you heard about our loan services.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.

¹APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. Contact a GHS Federal Credit Union representative by stopping in or call 607-723-7962 or toll free at 800-732-4447 for the most current rates. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

²APY = Annual Percentage Yield. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at 607-723-7962 or toll free at 800-732-4447. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.