Ready to Refinance Your Car Loan?
Lower your interest rate, decrease your monthly payment, and pay off your car sooner!
Lower Your Interest Rate
Decrease Your Monthly Payment
Pay Off Your Car Sooner
Apply Conveniently Online
Member-Exclusive Auto Loan Rate MatchÂ
Get your FREE quote now to see how much you could save by refinancing your auto loan GHS!
For a limited time, GHS is offering a member-exclusive, competitive rate program designed to save you money!
If you have a loan with another lender, we will match your current rate and beat it!Â
If we can’t beat your current loan, we’ll match and discount our rate to give you options!
Learn what your auto loan rate could be with GHS by applying online now with our no obligation application.
Once your information is submitted, a loan officer will review your application and get you the best rate for your auto loan refinance!
*Not a member yet? Join now!
Refinancing Your Auto Loan Is Easy
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Step 1 |
Tell us about yourself and the vehicle that you would like to refinance, via the online form, calling one of our loan officers, or visiting one of our branches. |
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Step 2 |
We’ll confirm the information and let you know if we require any additional documentation. |
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Step 3 |
Once you are approved we’ll pay off your previous loan and help you transfer the title. |
Auto Refinancing Rates As Low As
Auto and Truck Rates
| Loan Type | Term (Approximate) | Non-Variable APR* |
|---|---|---|
| Auto/Truck 2020 or Newer Models | To 48 Months | 2.50% |
| 60 Month | 2.50% | |
| 72 - 84 Months | 3.75% | |
| Auto/Truck 2011–2019 Models | To 48 Months | 3.25% |
| 60 Month | 3.50% | |
| Up to 75 Months | 4.50% |
Calculate your potential auto refinance savings
Use this auto refinance calculator to compare your current loan with a refinance loan.
