Frontline staff and essential workers have always been important to our communities. Since the start of the current pandemic these men and women have become even more vital – working tireless hours, clocking in each day, putting their lives on hold and making the safety of our community their top priority.

At GHS Federal Credit Union, we believe that the heroes of our communities deserve more than a ‘Thank You’ – they deserve a place to come home to after a long shift, and a mortgage that gives them the freedom to enjoy life.

GHS Federal Credit Union has created the Hometown Heroes Mortgage Program* to provide the heroes of our communities with the best rates and unbeatable perks as a sign of appreciation for your dedication to the members of Broome, Tioga and Chenango Counties.

Apply Now for the Hometown Heroes Mortgage Program!

Whether you are searching for a new home or looking to refinance your current loan, GHS always provides our members with the lowest rates and the best financing options. But, with the Hometown Heroes Mortgage Program, essential workers** will get that and so much more!

Join GHS and apply now for the Hometown Heroes Mortgage Program to buy or refinance your home, and get benefits like;

  • $1,000 credit when you close***
  • .25% off the life of your loan
  • Quick online application
  • Flexible Financing
  • Your choice of fixed or adjustable rates
  • Local on-site advocate to manage your mortgage needs
et-

Get a Hometown Heroes Mortgage

et-

Get a Hometown Heroes Mortgage

Apply Now for the Hometown Heroes Mortgage Program!

Whether you are searching for a new home or looking to refinance your current loan, GHS always provides our members with the lowest rates and the best financing options. But, with the Hometown Heroes Mortgage Program, you will get that and so much more!

Join GHS and apply now for the Hometown Heroes Mortgage Program to buy or refinance your home, and get benefits like;

  • $1,000 credit when you close**
  • .25% off the life of your loan
  • Quick online application
  • Flexible Financing
  • Your choice of fixed or adjustable rates
  • Local on-site advocate to manage your mortgage needs

*Mortgage products are offered by GHS Federal Credit Union and Homeowners Advantage. Full disclosures and terms will beprovided during Hometown Heroes Mortgage Program consultations. The summary below is not all-inclusive. Mortgage is restricted to the primary residence (purchase and refinance) located in New York State. Must be credit qualified. GHS Federal Credit Union Membership required with a $25 minimum shares account deposit and $1.00 membership fee. GHS FCU checking account with payroll direct deposit and automatic mortgage payment required.

**Proof of employment in healthcare, education, law enforcement, fire and rescue, U.S. Military or veteran status to beeligible for the Hometown Heroes Mortgage Program.

***The $1,000 deposit will be deposited into your GHS account once all above criteria is met. 

GHS Federal Credit Union is an Equal Housing Lender, backed by the NCUA.