Why Choose GHS Federal Credit Union for your Personal Loan?

We help you when you need money and when you need it fast!

Life is full of challenges. Achieving your personal goals shouldn’t be one of them. We help you make financial decisions that meet your financial needs. Without outrageous rates and unaffordable terms.

  • Need to pay your tax bill?
  • Want to consolidate those high-interest credit card balances?
  • Do you need to finance an unexpected or emergency expense?
  • Planning a wedding or much needed vacation?

A personal loan from GHS helps you achieve your financial goals and helps you get out of debt

Personal Loan Rates

Loan TypeTerm (Approximate)Non-Variable APR*
Unsecured Loansto 36 months6.50%
48 months6.50%
60 months6.75%

*APR = Annual Percentage Rate. Rate shown is “as low as.” All loans subject to credit approval. Rate and term to be determined based on creditworthiness. The rate will not increase while the plan is open. Refinancing of existing GHS FCU loans do not qualify. Cannot be combined with any other offer. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee. Minimum loan amount is $500.00. Some restrictions may apply. Rates and terms are subject to change.

VISA Credit Cards

Our VISA Platinum Credit Card offers a 0% APR introductory rate with no annual fees and the opportunity to earn VISA Dream Points when you sign up. What better way to purchase the things you need while getting rewarded for spending?


Searching for the perfect home for your family but need a little help getting there? From first-time homeowners to seasoned buyers, we have various mortgage options to suit your financial needs.

Home Equity Loans

Get the most equity from your home by applying for a Home Equity Loan from GHS FCU. These loans offer competitive interest rates with same day pre-qualification in order to finance major expenses.

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