RV Loans
Rates as low as 3.00% APR
Already a member?
RV Loan Benefits You Can Count On!
At GHS we finance whatever moves you including recreational vehicles like motorcycles, snowmobiles, campers and boats.
TERMS THAT FIT YOUR BUDGET
COMPETITIVE RATES
UP TO 110% FINANCING*
SUPER LOW APR*
Switching Gears?
There’s no better time to buy (or refinance) a new or used vehicle with a GHS auto loan than right now. Our flexible terms and budget-friendly monthly payments can put you in the driver’s seat in no time.
We’re very competitive. Why should you pay more?
Recreational Vehicles
| Loan Type | Term (Approximate) | Non-Variable APR* |
|---|---|---|
| Recreational Vehicles: New 2019 or Newer | 60 Month*** | 3.00% |
| 144 Month*** | 5.04% | |
| Recreational Vehicles: Used 2011–2018 | 60 Month*** | 4.20% |
| 144 Month*** | 5.24% |
Estimate Your Monthly Payments
Applying Is Easy
Step
1
Apply Online
Quick and easy online application.
Step
2
Sign Your Loan
Agree to the loan amount, rates, and terms.
Step
3
Get a Check
Use your check to buy your RV.
Already a member? Login to Online or Mobile Banking to apply.
★★★★★
“If I ever have a question or an issue about my accounts, online banking or anything at all, a quick call to member services always gets the question answered or the problem solved. Great customer service. I wouldn’t bank anywhere else.”
– Theresa K.
REFINANCE WITH GHS AND SAVE!
Refinance with GHS FCU! Our loan officers will work with you to get your absolute best rate!
Already a member? Login to Online or Mobile Banking to apply.
Where can I buy an RV/Camper, Motorcycle, Snowmobile, Travel Trailer or BOAT with a GHS RV Loan?
We offer RV financing for both private and dealership sales.
How can I make payments on my RV loan?
GHS offers you the ability to pay online and with mobile banking. You can also make payments online at 800-732-4447.
What are your RV loan eligibility requirements?
Membership is required to take advantage of GHS products and services and competitive RV loan interest rates.
Anyone is eligible to apply for GHS membership who lives, goes to school, works, worships, or volunteers in Broome, Chenango or Tioga counties of New York. You may also apply if a member of your immediate family is a GHS account holder.
When it comes to the impact of your credit score or credit history on loan processing, we try to provide financing options to assist you. We also offer Finance Articles to help you get the resources you need to improve your credit, or you can chat with us in-person or over the phone at 800-732-4447.
These are just some of the benefits of going through a credit union!
What makes a credit union different?
Credit unions are run by a member-elected Board of Directors who serve the interests of the credit union membership.
As non-profit entities based in the communities where their members live and work, credit unions are able to offer loan rates that are lower than commercial banks, as well as personalized customer service and financial education.
Members often enjoy higher rates of return on their savings accounts and fewer fees.
*On new and late model vehicles, GHS will finance up to 110% of the NADA (National Automotive Dealer Association) retail value plus tax and title.
**APR = Annual Percentage Rate. Rates are shown “as low as.”
Rates and terms are subject to change. Contact a GHS Federal Credit Union representative by stopping in or call (607)723-7962 or toll free at (800) 732-4447 for the most current rates. The rate and term may vary depending on each individual’s credit history and underwriting factors. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.
*** GHS’s normal underwriting and processing guidelines apply.
