Personal loans. For whatever is next in your life.
Planning a wedding or vacation? Need to pay your tax bill? Want to consolidate your high-interest credit card debt or cope with an unexpected expense? A personal loan from GHS can help finance whatever comes your way. And, as part of our financial family, you can receive access to cash when you need it the most – as quickly and simply as possible.
See how much better borrowing at GHS can be.
Save with a low rate you can live with. GHS personal loans come with a low fixed rate and terms of up to 60 months. So you can better budget your payments – while making the purchases you’ve planned for (or the unexpected ones).
Why consider a personal loan?
Not everyone owns a home or can access home equity financing. When used responsibly, personal loans can be a smart and highly cost-effective way to secure credit. That’s because the interest rate on a personal loan is typically less than on a credit card.
GHS offers personal loans with added peace of mind.
If you so choose, credit life insurance and credit disability insurance are also available on GHS personal loans. These policies pay on your loan should you die or become disabled. Learn more.
*APR = Annual Percentage Rate. Rate shown is as low as and requires certain relationships, please ask for details. Rates and terms are subject to change. Maximum loan amount $3500. Terms up to 36 months. Contact a GHS Federal Credit Union representative by stopping in or call (607) 723-7962 or toll free at (800) 732-4447 for the most current rates. The rate may vary depending on each individual’s credit history and underwriting factors. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.