START SAVING WITH GHS

Whether you’re just getting started or looking toward retirement, GHS offers an array of savings and money earning solutions that can help you meet your financial goals today and tomorrow:

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What is a Money Market Account?

Want to maximize your earnings but still have easy access to your money? A GHS Money Market account pays competitive monthly dividends while allowing for limited check writing and transfers. You can write up to six checks or transfers per month!

Money Market Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY*
Money Market Savings$2,500.000.50%0.50%
Money Market Plus$10,000.00−$24,999.990.75%0.75%
$25,000.00−$49,999.990.90%0.90%
$50,000.00 +1.00%1.00%

Share Certificate Rates - NEW FUNDS EARN 2% FOR 12 MONTHS

TermRegular AccountIRA AccountDividend RateAPY*
Minimum Opening DepositMinimum Opening Deposit
3 Month$500.00N/A0.60%0.60%
6 Month$500.00N/A0.80%0.80%
9 Month$500.00N/A0.95%0.95%
12 Month$500.00$500.001.10%1.10%
13 Month Plus$500.00$500.001.15%1.15%
18 Month$500.00$500.001.30%1.30%
24 Month$500.00$500.001.50%1.50%
25 Month Plus$500.00$500.001.55%1.55%
30 Month$500.00$500.001.80%1.80%
36 Month$500.00$500.001.89%1.90%
48 Month$500.00$500.002.08%2.10%
60 Month$500.00$500.002.27%2.30%

Savings Account Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY*
Primary Shares/Special Shares$100.000.10%0.10%
Holiday Club$100.000.10%0.10%
Money Market Savings$2,500.000.50%0.50%
Money Market Plus$10,000.00−$24,999.990.75%0.75%
$25,000.00−$49,999.990.90%0.90%
$50,000.00 +1.00%1.00%
Youth Savings Account & Kris Kringle$5.000.10%0.10%
IRA Shares$100.000.10%0.10%

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.

*APY = Annual Percentage Yield. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at 607-723-7962 or toll free at 800-732-4447. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

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