SAVINGS ACCOUNT RATES

Money Market Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY*
Money Market Savings$2,500.000.50%0.50%
Money Market Plus$10,000.00−$24,999.990.75%0.75%
$25,000.00−$49,999.990.90%0.90%
$50,000.00 +1.00%1.00%

Checking Account Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY*
VIP Free Checking$00.10%0.10%
50+ Free Checking$00.10%0.10%
Premier Yield Checking$0−$1499.990.10%0.10%
$15000.25%0.25%
Premier Yield Business Checking$0−$1499.990.10%0.10%
$15000.25%0.25%

*APY = Annual Percentage Yield. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at (607) 723-7962 or toll free at (800) 732-4447. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

Savings Account Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY*
Primary Shares/Special Shares$100.000.10%0.10%
Holiday Club$100.000.10%0.10%
Youth Savings Account & Kris Kringle$5.000.10%0.10%
IRA Shares$100.000.10%0.10%

Term Share Accounts

TermRegular AccountIRA AccountDividend RateAPY*
Minimum Opening DepositMinimum Opening Deposit
3 Month$500.00N/A0.60%0.60%
6 Month$500.00N/A0.80%0.80%
9 Month$500.00N/A0.95%0.95%
12 Month$500.00$500.001.10%1.10%
13 Month Plus$500.00$500.001.15%1.15%
18 Month$500.00$500.001.30%1.30%
24 Month$500.00$500.001.50%1.50%
25 Month Plus$500.00$500.001.55%1.55%
30 Month$500.00$500.001.80%1.80%
36 Month$500.00$500.001.89%1.90%
48 Month$500.00$500.002.08%2.10%
60 Month$500.00$500.002.27%2.30%
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Prime Shares, Special Shares, Holiday Club, Money Market Shares, Youth Savings Account, IRA Shares and Kris Kringle are variable rate accounts and as such, subject to change. Dividend rates are anticipated rates based upon earnings. Rates are subject to change at any time. For further information about savings rates, applicable fees and terms, please contact GHS at (607) 723-7962. Early withdrawal penalties may be imposed on Term Share Accounts.

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