Share Certificate Rates

TermRegular AccountIRA AccountDividend RateAPY*
Minimum Opening DepositMinimum Opening Deposit
3 Month$500.00N/A0.35%0.35%
6 Month$500.00N/A0.50%0.50%
9 Month$500.00N/A0.65%0.65%
12 Month$500.00$500.000.70%0.70%
13 Month Plus$500.00$500.000.75%0.75%
18 Month$500.00$500.000.80%0.80%
24 Month$500.00$500.000.90%0.90%
25 Month Plus$500.00$500.000.95%0.95%
30 Month$500.00$500.001.19%1.20%
36 Month$500.00$500.001.29%1.30%
48 Month$500.00$500.001.49%1.50%
60 Month$500.00$500.001.69%1.70%

*APY = Annual Percentage Yield. GHS available funds do not qualify. Minimum of $500.00 to open for 12 mos. APY good for original term only, no renewals at this rate. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee. For further information about rates, applicable fees and terms, please contact GHS at 607-723-7962 or toll free at 800-732-4447.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.


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