Finance Articles
Financial Wellness Wednesday: Front Street Branch Lobby Reopening (COVID-19 Update)
Episode 7: Front Street Branch Lobby Reopening (COVID-19 Update) As our community prepares for the next phase in the slow reopening of our businesses,...
What Is Home Equity [The 2020 Guide]
Everyone knows that a house is much more than a home. Fostering families and caring for loved ones, homes incubate the creation of wonderful memories that last a lifetime. However, your property’s most valuable and enduring legacy is not just sentimental, but...
Financial Wellness Wednesday: Planning Ahead With a Budget
Episode 6: Planning Ahead With a Budget In our culture today, it’s so easy to overspend on unnecessary items. Sometimes, we’re buying things we want because of an...
GHS Commits Over $730,000 to 27 Small Businesses During Pandemic
As a member-owned federal credit union, GHS succeeds when our members succeed; We thrive when our community thrives. To do our part during this pandemic, our staff worked diligently to offer our community’s businesses the Small Business Administration...
Can You Refinance A Home Equity Loan?
Getting a home equity loan is a great way to secure funding to finance miscellaneous needs for your life. But, can you refinance a home equity loan? Yes, you can. The question you want to ask yourself is if you should and if the new terms will be beneficial to your...
Financial Wellness Wednesday: Budgeting Through Uncertain Times
Episode 5: Budgeting Through Uncertain Times KEY TAKEAWAYS: Download our worksheet to keep your monthly budget. Budget by paycheck. Pay essential bills first. GHS is...
Financial Wellness Wednesday: Student Loan Forbearance
Episode 4: Student Loan Forbearance KEY TAKEAWAYS: This can be a great time to use this "pause" on loan payments to pay for other essentials. If you can pay, pay your...
How To Use Home Equity In Your House
[A Guide]
When you have equity in your home, you could be sitting on the funds for your next loan, down payment, or renovation project. It’s one of the benefits of being a homeowner with a property that has accumulated equity. However, there is a right and a wrong way to use...
Financial Wellness Wednesday: Scams & Fraud
Episode 3: Scams and Fraud KEY TAKEAWAYS: GHS will never ask for personal information via phone, text, email, social media, or chat on our site, unless you have called...
Financial Wellness Wednesday: Emergency Funds
Episode 2: Emergency Funds Key Takeaways: Begin a savings account or money market account. Plan to save up to and beyond 3-6 months worth of what your monthly living...
