Finance Articles
Financial Wellness Wednesday: Things to do After Student Debt is Gone
Episode 39: Things to do After Student Debt is Gone KEY TAKEAWAYS: Federal Student Loan Forbearance (as of this posting) ends at the end of January 2021. Balances will once again be due each month, and interest will again accrue on the total balance. If your student...
Discover How Car Loans Work [A Guide]
Purchasing a car is a big financial move. Unless you have a great deal of money saved up, you’ll likely find yourself needing to apply for a car loan. Understanding how this major purchase will affect your finances for the next three years and more is important as you...
Financial Wellness Wednesday: Financial New Year’s Resolutions
Episode 38: Financial New Year's Resolutions KEY TAKEAWAYS: New Year’s resolutions are frequently to exercise more or to quit smoking, but saving money is a big one too. There are ways to do both if you’re interested. Turn your big resolution into smaller goals...
Financial Wellness Wednesday: How to Budget a Large Purchase
Episode 37: How to Budget a Large Purchase KEY TAKEAWAYS: Â The first step to planning ahead for any purchase is to create a budget. Make it simpler by budgeting each month, or even each paycheck. Record all your bills and expenses to get an idea of how much money is...
Financial Wellness Wednesday: Calculating Your Net Worth
Episode 36: Calculating Your Networth KEY TAKEAWAYS: Net versus Gross can seem like a tricky combination. Gross means what you have in total, and net means what you have after any applicable deductions. Your net worth is made up of the assets and liabilities that you...
Why and When to Refinance Your Car Loan
Just because you’ve agreed to the terms of a car loan does not mean you’re locked in forever. In fact, if your loan allows, you can technically refinance your loan very soon after you’ve purchased a vehicle. But should you refinance your car? What is the best time to...
Financial Wellness Wednesday: Managing Money and Mental Health
Episode 35: Managing Money and Mental Health KEY TAKEAWAYS: Financial wellness is directly tied to mental health wellness. If you’re stressed about money, it takes its toll on you. Putting pen to paper and writing down your debts and bills can help you organize what...
Financial Wellness Wednesday: Online Shopping Security
Episode 34: Online Shopping Security KEY TAKEAWAYS: Online shopping fraud is on the rise as our international quarantine continues. With more people shopping online for everyday essentials, scams and fraud have also increased. Check the websites you’re using to shop...
Online Holiday Shopping – Buyer Beware!
The rise of online shopping during the pandemic has led to a proportional increase in online fraud and scams. As the Holiday season approaches, we want to make sure you are armed with the knowledge and the skills to protect yourself. With a little awareness, you can...
How Much You Should Put Down On A Car
So you’ve found the car of your dreams -- you just need to know how to pay for it. If you are planning on financing your car through a credit union, you will need to know how much to offer as a down payment before securing an auto loan. Estimating How Much To Put Down...
