Finance Articles

How Can I Check If Someone Is Using My Identity?

Identity theft is a common occurrence with over two million fraud reports in 2020. One question many people have after a compromise of their personal information or property is, “how to check if someone is using my identity?”. We’ll cover what identity theft is, how...

How Credit Card Skimming Works & What to Look Out For

How Credit Card Skimming Works & What to Look Out For

Credit card fraud is increasing and so is the number of ways criminals can access your accounts, steal your money, and make fraudulent purchases. Credit card skimming is when a device is attached to an ATM or payment terminal. Crooks target online shopping now, too....

Are Credit Union Loans Better? (Yes + Here’s Why)

Are Credit Union Loans Better? (Yes + Here’s Why)

Are credit union loans better than loan options from other sources? The short answer is yes! If you aren’t familiar with credit unions, they offer borrowers a smaller and more specialized alternative to traditional banks and lenders. Keep reading to learn some of the...

Banks vs Credit Unions: Which Is Best For You?

Banks vs Credit Unions: Which Is Best For You?

Choosing a financial institution is a big decision. You’re deciding the place you are going to trust with your hard-earned money and financial future. When it comes to where you’re going to open a bank account, you may be wondering about banks vs. credit unions and...

Why Credit Unions Are Good For the Local Community

Why Credit Unions Are Good For the Local Community

Credit unions contribute much to areas they serve. From providing financial services to lending a hand when needed, credit unions are good for the community. GHS Federal Credit Union has a proud and rich history of giving back to our members and supporting our...

What You Should Do If Your Credit Card Is Stolen

What You Should Do If Your Credit Card Is Stolen

Fraudulent credit card activity is on the rise, and the numbers highlight this disturbing trend. According to the Federal Trade Commission, consumers submitted more than 2.1 million fraud reports in 2020 and reported a loss of $3.3 billion – a sharp rise from the $1.8...

Unauthorized Transaction On Your Debit Card? Do This Now

Unauthorized Transaction On Your Debit Card? Do This Now

If it hasn’t happened to you yet, you may be wondering what to do if you discover an unauthorized transaction on your debit card. It’s not a best-case scenario, but the good news is, there are certain steps you can take if your account information is compromised, or...

5 Things to Do If Your Identity Is Stolen

5 Things to Do If Your Identity Is Stolen

If something doesn't feel right – or look right – in your accounts and records, it could be that your identity has been stolen. Your best guard against losses is to contact your network of service providers and financial institutions right away. If you've been a...

How To Identify Scammers?

Spam phone calls and emails are on the rise in the United States. Last year alone, scam calls cost Americans over $19 billion, and this figure has been increasing year after year.  Scammers keep finding new and inventive ways to trick people out of their money or...