Be rewarded with our GHS Visa® Platinum Credit Card.

Apply now!

Why not make purchases with the convenient – and widely accepted – GHS Visa® Platinum credit card? You’ll be rewarded, right from the start:

  • NO annual fee
  • Low fixed APR*
  • 0% promotional APR financing on purchases and balance transfers for the first 6 months
  • One rate only. No default or penalty pricing
  • Buy now, pay later with 25-day grace period
  • Convenient worldwide ATM access
  • Payments accepted through Online Banking

Enjoy the added convenience of 24/7 online bill pay.
Too busy – or just tired of writing checks? Pay online with secure 24/7 access to your GHS Visa® credit card account:

  • Make your Visa® payment online.
  • Review account summaries.
  • Perform transaction searches and more!

Enhanced peace of mind with Verified by Visa® .
Although Visa® offers comprehensive fraud protection, Verified by Visa®  adds an extra layer of security to make it harder for someone else to use your Visa® credit card to shop online should your card be lost or stolen. A personal password protects your GHS Visa® credit card and debit card, providing reassurance that only you can use your card online. Learn more.

*0% apr introductory rate and then, 7.90% apr fixed rate after the first six months. APR = Annual Percentage Rate. Rates are shown “as low as”. Rates and terms are subject to change. Contact a GHS Federal Credit Union representative by stopping in or call 607.723.7962 or toll free at 800.732.4447 for the most current rates. The rate and term may vary depending on each individual’s credit history and underwriting factors. Credit Union Membership required with a $25 minimum deposit and $1 membership fee. Some restrictions may apply.