Be rewarded with our GHS Visa® Platinum Credit Card.

Apply now!

Why not make purchases with the convenient – and widely accepted – GHS Visa® Platinum credit card? You’ll be rewarded, right from the start:

  • NO annual fee
  • NO balance transfer fees
  • Low fixed APR*
  • 0% promotional APR financing on purchases and balance transfers for the first 6 months
  • One rate only. No default or penalty pricing
  • NO transaction fees for cash advances
  • Buy now, pay later with 25-day grace period
  • Convenient worldwide ATM access

And with the Scorecard Rewards program, your rewards just keep coming!
With the Visa® ScoreCard® Rewards program, you’ll earn extra rewards every time you use your GHS Visa® Platinum card. And, unlike so many other complicated rewards programs, ours is simple: Earn one point for every $1 purchased!

You can use ScoreCard® Rewards for everyday purchases.  Every purchase you make with your GHS Visa® credit card earns you valuable bonus points you can redeem for brand-name merchandise, gift cards, travel rewards and more, including:

  • Appliances
  • Home furnishings
  • Electronics
  • Kid’s stuff
  • Jewelry
  • Sporting goods
  • Vacation packages and cruises
  • Airline tickets
  • Hotels


Enroll in ScoreCard® Rewards.

Or call 800.842.3006, Monday through Friday, 9 a.m.–9 p.m. EST, and Saturday and Sunday 9 a.m.–4:30 p.m. EST.

Enjoy the added convenience of 24/7 online bill pay.
Too busy – or just tired of writing checks? Pay online with secure 24/7 access to your GHS Visa® credit card account:

  • Make your Visa® payment online.
  • Review account summaries.
  • Perform transaction searches and more!


Enroll now or pay your VISA® credit card bill
. When enrolling, please have the following information handy:

  • Your Visa® credit card number.
  • GHS Routing and Transit Number 221373707.
  • Your GHS Account Number.


Enhanced peace of mind with Verified by Visa® .

Although Visa® offers comprehensive fraud protection, Verified by Visa®  adds an extra layer of security to make it harder for someone else to use your Visa® credit card to shop online should your card be lost or stolen. A personal password protects your GHS Visa® credit card and debit card, providing reassurance that only you can use your card online. Learn more.