Join GHS FCU
Who Can Join GHS Federal Credit Union?
Think we are exclusive?
It’s easy to become a member of the GHS Federal Credit Union! We welcome anyone and everyone who:
Live, work, worship, or attend school in Broome, NY, Chenango, NY, or Tioga, NY
Is related to a member that meets eligibility requirements
Joining and saying ‘YES’ to GHS is fast and easy.
To complete your application, you will need:
A government-issued ID/driver's license/state ID or passport with your current address
Your complete physical and mailing address
Your Social Security number
Your date of birth
That's it! Our simple 3 step application process allows you to become a member quickly and easily.
Are you ready for The Relationship of a Lifetime?
When you say ‘Yes’ to GHS, gain access to:
Lower banking fees
Lower rates on loans, credit cards, and lines of credit
Higher savings interest rates
Voice banking
Free one-on-one financial counseling and resources
Lifetime membership
Local, expert staff members who are available to serve you
Some of the products and services we offer include:
Personal Products and Services
Business Products and Services
Loans and Credit Cards
Who we are
For over 80 years - and counting - we have made it our mission to provide everyone in Broome, Chenango, and Tioga Counties with access to personal and business banking products that feature competitive earnings on savings and lower rates on loans. When you say ‘YES’ to GHS, you are joining the credit union movement invested in providing equal opportunity for individuals and fostering growth in our communities.
In 1940, GHS Federal Credit Union was established in Binghamton, NY, to help provide state health employees access to banking products and services with better rates than other financial institutions in the area. Since then, GHS has evolved to welcome everyone who lives, works, worships, or attends school in Broome, Chenango, or Tioga Counties. While our membership eligibility has expanded, so has our drive to meet our mission of becoming “The Relationship of a Lifetime” for our membership. Whether it’s providing finance options for the important events in your life, helping you invest and save, or managing day-to-day financial needs, GHS is there for you to provide the best rates, trusted products, a local team, and the financial guidance you depend on and deserve.
On behalf of our 18,000+ members, we invite you to join GHS Federal Credit Union and start banking with a team that has members in mind and their interests at the forefront. Join conveniently online, stopping into one of our Binghamton, NY, or Norwich, NY, branches, or calling (800) 732-4447.