Join GHS FCU
At GHS Federal Credit Union, we pride ourselves on embodying the fundamental philosophy of credit unions: not for profit, not for charity, but for service. With that in mind, we operate to serve our 18,000+ members who are all part owners of GHS FCU.
Since 1940 we have provide financial services and products to help guide our community through important events in their lives while also managing day to day financial needs. Our products and services are created with our members in mind and their interests at the forefront. We want each of our current members and potential members to feel confident that we have your best interests at heart.
When you join GHS Federal Credit Union, you will receive competitive earnings on savings and lower rates on loans. Our friendly and knowledgeable staff is always available to help answer your financial questions and point you toward the best product or service to fit your needs.
As a member you’ll have access to
- Affordable banking services
- NCUA insured accounts
- Lower banking fees
- Lower rates on loans, credit cards and lines of credit
- Higher savings interest rates
- Online banking + bill pay
- Overdraft protection
- Mobile banking + eDeposit
- Voice banking
- Free ATM network
- Picture pay
- Online financial resources
- Lifetime membership
- Knowledgeable and supportive staff members who are available to serve you
Some of the products and services we offer include
To become a member of GHS Federal Credit Union, you must meet at least one of our eligibility requirements.
- Live, work, worship, attend school, or volunteer in Broome, NY, Chenango, NY or Tioga, NY
- Be related to a member that meets eligibility requirements
Applying is fast and easy. To complete your application, you will need:
- A government-issued ID/driver’s license/state ID or passport with your current address
- Your complete physical and mailing address
- Your Social Security Number
- Your date of birth
That’s it! Our simple 3 step application process allows you to become a member quickly and easily.