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GHS Federal Credit Union: Where members – and service – come first.
For more than 70 years, GHS FCU has provided members with quality, informed financial services at an affordable cost. We were federally chartered in 1940 and community-chartered in 2002 to serve Broome, Chenango, and Tioga Counties in New York.

Why banking is better with GHS Federal Credit Union.
Your banking experience with GHS is a uniquely personal one because as a member of a credit union, you are also part owner. A credit union is a financial cooperative democratically controlled by owner members and governed by a volunteer Board of Directors. And that’s why GHS Federal Credit Union employees embody the fundamental philosophy of credit unions: Not for profit, not for charity, but for service.

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Today, our 15,000-plus members enjoy the confidence of competitive earnings on savings and low rates on loans. Let our knowledgeable and friendly representatives help you decide which of our products and services are right for you: