GHS Federal Credit Union in Binghamton, NY

Our Front Street Branch lobby is open to the public. For the safety of members and staff, please note that masks will be required for entry and social distancing will be encouraged. For your convenience, our drive-up teller and ATMs remain open. For more information, please call our member services representative team at 800-732-4447.

GHS Federal Credit Union | Main Office

910 Front St.
Binghamton, NY 13905
Contact us: 800-732-4447

Lobby Hours
Monday through Friday 9 AM – 5 PM
Saturday 9 AM – Noon

Drive-up Hours
Monday through Friday 8:30 AM – 5 PM
Saturday 9 AM– Noon

24-Hour Drive-up ATM

Night Drop Available


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Financial Services in Binghamton, NY

Our financial services and solutions allow you to expand your financial growth by offering comprehensive rates, terms, and exclusive banking resources.

Free Personal Checking Accounts

Our convenient, no-fee, free personal checking accounts offer the opportunity to manage your finances from anywhere with a low minimum deposit and free mobile/online banking. Take advantage of a simple banking solution to grow your finances the easy way.

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Free Business Checking Accounts

Recently started a business? Manage your finances by keeping a close eye on your cash flow and expenses with our free business checking accounts. Whether you’re self-employed, own your own business, or you manage a non-profit in Binghamton, NY, we’re here to help.

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VISA Credit Cards

Our 0% APR introductory fee for the first six months allows you to make purchases the convenient way without the added expense of unnecessary fees. Requiring no annual fees and a low fixed APR after the introductory period, you’re well on your way towards smarter purchasing habits.

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Personal Loans

Need a loan fast?

From paying down outstanding bills to taking a dream vacation or planning a wedding, our unsecured loans at a low 6.50% non-variable APR* allows you to achieve your financial goals without breaking the bank.

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Contact Us to learn more about our additional banking services or Locate a Branch.

About GHS Federal Credit Union in Binghamton

As a not-for-profit, not-for-charity, but For Service Financial Cooperative, we believe in providing financial solutions to you at affordable costs. We are fully controlled by owner members and governed by a volunteer Board of Directors in order to ensure fair practices, reliability, and commitment to quality service. Our members always come first.

Our Members Are Our Top Priority

Looking for a committed financial partnership from a credit union you can trust? As a GHS Federal Credit Union member, you’re able to take advantage of many exclusive rates and terms so that you can receive the financial growth you deserve.

  • Auto loans up to 60 months as low as 2.75% APR*
  • Earn up to 0.25% APY on select checking accounts
  • Unsecured loans up to 48 months at a low 6.50% non-variable APR*

*APR = Annual Percentage Rate. Rates are shown “as low as”. Rates and terms are subject to change.

Ready to invest in your financial growth? 


The team at GHS Federal Credit Union in Norwich, NY ensures that you’re right on

track when it comes to the health and wellbeing of your finances, whether you need a simple small loan or assistance securing long-term future plans. As a credit union that’s here when you need us, you can count on us.

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“Put your financial needs in the hands of GHS Federal Credit Union. Pleasant staff, convenient hours.” – Paula E