Say Yes To GHS

For over 80 years - and counting - GHS Federal Credit Union has been serving the communities of Broome, Chenango, and Tioga Counties, providing individuals and businesses with financial services and a personal experience that contributes toward building ‘the relationship of a lifetime.’ Founded in 1940, GHS Federal Credit Union was established by state hospital employees to offer lower loan rates and higher dividends for participating staff. Since then, we have expanded to welcome anyone who lives, works, worships, volunteers, or attends school in our three counties while still providing the same competitive, low rates and high returns our members deserve.

While our mission to provide competitive financial products has remained unchanged, we have grown tremendously in our efforts to make financial wellness and stability more attainable. Through online and mobile banking, worldwide ATM networks, online loan applications and forms, branches in Binghamton, NY, and Norwich, NY, and customized products for individuals and businesses, we have evolved to become one of the area’s leading local credit unions.

Think being a member of a credit union is exclusive? Not at GHS! To become a member of GHS Federal Credit Union, you only need to live, work, worship, attend school, or volunteer in Broome, NY, Chenango, NY, or Tioga, NY, or be related to a member that meets eligibility requirements!

Our simple 3 step online application process allows you to become a member quickly and easily.

All you will need is:

• A government-issued ID/driver’s license/state ID or passport with your current address

• Your complete physical and mailing address

• Your Social Security number

• Your date of birth

That’s it! Say ‘Yes’ to GHS today!

GHS Federal Credit Union, providing you with access to your money and our services when and where you need them, is our top priority. Our locations in Binghamton, NY and Norwich, NY serve Broome, Chenango, and Tioga Counties and offer convenient hours, including drive-up tellers for fast and easy service and night drop convenience. Plus, we’re open on Saturday at our main office in Binghamton and our Norwich Branch. Our free ATM network includes 24-hour ATMs at our branches and a worldwide network of FREE ATMs – so it’s easy to manage your banking while you’re not able to come into a branch. Access your accounts, make deposits, transfer money, pay bills, and more from our Online & Mobile Banking App from anywhere, anytime you need. 

We make it easy to manage your money with GHS with convenient hours and with online and mobile banking access;

• Lobby Hours: Monday - Friday, 9AM - 5PM, Saturdays, 9AM-12PM

• Drive-up Hours: 8:30AM - 5PM

• ATMs: 24/7

View our holiday hours to plan for branch closures.

Learn more about our branches by choosing a location below, find our ATMs, or check out more convenient banking options with GHS.

Looking for a career and supportive environment to grow your professional portfolio? GHS strives to create a “Relationship of a Lifetime” amongst its staff. We continue to work with our staff and help them become successful with their career goals. GHS encourages employee growth and provides continuous training for management as well as the staff who would like to learn new skills and help GHS grow.

GHS has implemented the “Fish” philosophy to bring fun into the workplace. Each day, we choose our attitude, work to help make someone’s day, be there for our coworkers and members, and of course, have fun.

Learn more about working for GHS or browse our open positions now!