Notices and Disclosures

What you should know.

Here are important disclosures GHS Federal Credit Union members should be aware of when using our banking, website, or electronic services:

*All member documents and disclosures are provided upon joining GHS FCU. If you need a copy of a notice or disclosure, please contact us by calling (800)732-4447 or visit a branch.

*If you would like a paper copy of the Privacy Policy mailed to you, please call (800) 732-4447. The Privacy Policy has not changed from the previous year.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.

¹APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee. Rate shown as low as with discount up to .50% for Auto Loans. Rate shown as low as with discount up to .25% for Personal Loans and Home Equity Loans.

²APY = Annual Percentage Yield. Rates are subject to change at any time. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee.

MAIN OFFICE

800-732-4447
910 Front Street
Binghamton, NY 13905

NORWICH OFFICE

35 East Main Street
Norwich, NY 13815

Business Office

105 Court Street
Binghamton, NY 13901

ROUTING NUMBER

221373707

Notices and Disclosures

What you should know.

Online Banking Quick Link

Kasasa Cash Back Checking Disclosure

Kasasa Cycle Date Information

MAIN OFFICE

NORWICH OFFICE

Business Office

ROUTING NUMBER