Notices and Disclosures

What you should know.
Here are important disclosures GHS Federal Credit Union members should be aware of when using our banking, website or electronic services:

• Bill Pay Disclosure.
• Debit Card Information and Agreement.
• Electronic Services Disclosure.
• eStatement and eCommunication Disclosure.
• Financial Institution to Financial Institution Transfer Disclosure.
• Funding Source Acknowledgment and Disclaimer.
• Funds Availability.
• Holidays and Closings.
• IRA Withholding Notice.
• Membership and Account Agreement.
• Member Verification Slip.
• Mobile Banking and eDeposit Disclosure.
• Money Transfer (DPX Pay) Disclosure.
• Non-VISA Pin-Less Annual Notice.
• Online Banking Disclosure.
• Overdraft Disclosure.
• Privacy Policy.
• Truth in Savings Disclosure.
• U.S.A. Patriot Act Disclosure.

*If you would like a paper copy of the Privacy Policy mailed to you, please call 800-732-4447.  The Privacy Policy has not changed from the previous year.