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What Is A Home Equity Line Of Credit & How Does It Work?
What Is A Home Equity Line Of Credit & How Does It Work?

A home equity line of credit lets you access the equity in your home to cover other financial expenses. Click to learn how a home equity line of credit works.

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Financial Literacy, Blog Nav, Home Equity HELOCLisa YoungJanuary 23, 2023Home Equity Loan, Loans, Education
Why And When To Refinance Your Car Loan
Why And When To Refinance Your Car Loan

Have you asked yourself, should I refinance my car loan? Refinancing could actually save you hundreds of thousands over the life of your loan. Learn more.

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Financial Literacy, Blog Nav, Auto LoansLisa YoungJanuary 23, 2023Financial Wellness, Auto Loan, Loans
Discover How Car Loans Work [A Guide]
Discover How Car Loans Work [A Guide]

Understanding the ins and outs of how car loans work is vital to making a purchase that you can live with over the next three or more years. View our guide now.

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Financial Literacy, Blog NavLisa YoungJanuary 23, 2023Financial Wellness, Loans, Auto Loan
How To Get A Car Loan With Bad Credit
How To Get A Car Loan With Bad Credit

It can be hard to know how to get a car loan with bad credit, but luckily options exist for obtaining financing for your vehicle purchase. Click to learn more.

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Financial Literacy, Blog Nav, Auto LoansLisa YoungJanuary 23, 2023Financial Wellness, Education, Loans, Auto Loan
Best Way To Finance A Car: Credit Unions...Banks...or Dealerships?s
Best Way To Finance A Car: Credit Unions...Banks...or Dealerships?s

Curious what’s the best way to finance a car? Banks, credit unions, and dealerships offer different financing features. Click to understand the differences.

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Financial Literacy, Blog Nav, Auto LoansLisa YoungJanuary 23, 2023Financial Wellness, Auto Loan, Loans, Education
7 Ways To Pay Off Your Car Loan Faster
7 Ways To Pay Off Your Car Loan Faster

Overwhelmed with your auto loan payments? There are some strategies to consider for paying off your car loan faster. Click here for helpful loan payoff tips.

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Financial Literacy, Blog Nav, Auto LoansLisa YoungJanuary 23, 2023Financial Wellness, Auto Loan, Loans, Education
Comparing Fixed vs. Adjustable Rate Mortgages
Comparing Fixed vs. Adjustable Rate Mortgages

When buying a home, you’ll want to compare fixed vs. adjustable-rate mortgages. Which one is right for you? Click here to learn more about these two options.

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Financial Literacy, Blog Nav, Mortgages + RefiLisa YoungJanuary 23, 2023Financial Wellness, Mortgage Loan, Education
What You Need To Get Approved For A Home Loan [Checklist]
What You Need To Get Approved For A Home Loan [Checklist]

If you’re in the market for a new home, you may be wondering how to get approved for a home loan. What if there was a checklist to help you out? Find it here!

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Financial Literacy, Blog Nav, Mortgages + RefiLisa YoungJanuary 23, 2023Financial Wellness, Mortgage Loan, Loans, Education
What Is The Average Down Payment On A House?
What Is The Average Down Payment On A House?

The average down payment on a house doesn’t always align with the down payment you can afford. Click to learn more and get started on your home search today.

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Financial Literacy, Mortgages + RefiLisa YoungJanuary 23, 2023Mortgage Loan, Education, Financial Wellness
When Should You Refinance Your Home?
When Should You Refinance Your Home?

Refinancing your mortgage can save you a significant amount of money, but you need to get the timing right. Click to learn when to refinance your mortgage.

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Financial Literacy, Mortgages + RefiLisa YoungJanuary 23, 2023Financial Wellness, Mortgage Loan, Education
Understanding Mortgage Interest Rate
Understanding Mortgage Interest Rate

Learning about mortgage interest rates is an important part of buying a home. Click here to learn more about the options available to you with GHS FCU.

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Financial Literacy, Mortgages + RefiLisa YoungJanuary 23, 2023Financial Wellness, Mortgage Loan, Loans, Education
First-Time Home Buyer's Guide
First-Time Home Buyer's Guide

Buying your first home is an exciting time! This first-time home buyer's guide includes all of the steps, tips, and advice you'll need to jumpstart the process.

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Financial Literacy, Mortgages + RefiLisa YoungJanuary 23, 2023Financial Wellness, Education, Loans, Mortgage Loan
How To Identify Scammers
How To Identify Scammers

Scammers are finding new ways to trick you out of time and money. The best defense is learning how to identify scammers. Click here to learn more.

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Financial LiteracyLisa YoungJanuary 23, 2023Financial Wellness, Security, Education, Member Information
Is Freezing Your Credit A Good Idea?
Is Freezing Your Credit A Good Idea?

If your identity is stolen, a credit freeze may prevent your information from being used fraudulently. But, is freezing your credit a good idea? Find out here!

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Financial LiteracyLisa YoungJanuary 23, 2023Financial Wellness, Education, Security, Credit Card
Unauthorized Transaction On Your Debit Card? Do This Now.
Unauthorized Transaction On Your Debit Card? Do This Now.

Credit and debit cards are the most vulnerable to payment method fraud. Click to learn what you can do to prevent unauthorized transactions on your debit card.

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Financial LiteracyLisa YoungJanuary 23, 2023Financial Wellness, Checking Account, Education, Security
What You Should Do If Your Credit Card Is Stolen
What You Should Do If Your Credit Card Is Stolen

A stolen credit card is a cause for concern. Reporting a stolen credit card should be the first thing you do if you notice your card missing. Learn more here.

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Financial Literacy, Credit CardLisa YoungJanuary 23, 2023Financial Wellness, Credit Card, Education, Security
Are Credit Union Loans Better? (Yes + Here's Why!)
Are Credit Union Loans Better? (Yes + Here's Why!)

If you’re considering taking out a loan, you may be asking yourself, “Are credit union loans better?” The answer is yes!

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Financial LiteracyLisa YoungJanuary 11, 2023Education, Member Information, Financial Wellness, Loans, Mortgage Loan, Auto Loan, Home Equity Loan
How Credit Card Skimming Works & What To Look Out For
How Credit Card Skimming Works & What To Look Out For

Credit card skimming is when a device is attached to an ATM or payment terminal to capture your card information. Learn how credit card skimming works here.  

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Financial Literacy, Credit CardLisa YoungJanuary 11, 2023Financial Wellness, Education, Credit Card, Security
How Can I Check If Someone Is Using My Identity?
How Can I Check If Someone Is Using My Identity?

After a compromise of personal data, many people wonder how they can check if someone is using their identity. Learn how to navigate the issue with ease here.

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Financial LiteracyLisa YoungJanuary 11, 2023Financial Wellness, Security, Education
5 Things To Do If Your Identity Is Stolen
5 Things To Do If Your Identity Is Stolen

If you’re a victim of identity theft, you want to know what to do and when.

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Financial Literacy, Blog NavLisa YoungJanuary 11, 2023Financial Wellness, Security
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.
© GHS Federal Credit Union. All Rights Reserved. Privacy Policy
*APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee. Rate shown as low as with discount up to 0.50% for Auto Loans. Rate shown as low as with discount up to 0.25% for Personal Loans and Home Equity Loans.
**APY = Annual Percentage Yield. Rates are subject to change at any time. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee.
We provide links to third party partners, independent from GHS FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of GHS FCU.

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