Why Every Dollar You Don’t Borrow for College Matters More Than You Think
College can feel like a strange contradiction: you’re building your future while balancing costs that could follow you for decades. And for a lot of students, the pressure to “make it all work” leads straight to student loans. They're easy to get, easy to ignore, until they’re not.
Here’s the part no one says out loud:
Every dollar you don’t borrow now is one less dollar you’ll owe (with interest) later.
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GHS Federal Credit Union is expanding into new communities!
GHS Federal Credit Union has expanded its membership charter and that means you may now be eligible to join our credit union.
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Credit Doesn’t Have to Be Scary: How to Use It to Your Advantage
A lot of people avoid credit because they’re afraid of messing up. We’re talking about how to use it without falling into the usual traps.
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In The Know - Quarter Two, 2025
“In The Know” is GHS FCU’s quarterly member newsletter. Stay up to date on the the latest news, upcoming events, ,and financial tips!
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GHS FCU Awards Five Scholarships to Local High School College-bound Seniors
GHS Federal Credit Union has proudly awarded five $1000 scholarships to five local high school seniors who are college bound in 2025.
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Flex Smarter - with a No Closing Costs Home Equity Loan
Ready to show off your financial muscles? GHS is covering home equity closing costs for a limited time only, saving you up to $1000! With interest rates as low as 5.5% APR, Flex Smarter with GHS Federal Credit Union.
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2024 Member Annual Meeting
As a member-owned credit union, our members have the advantage of taking part in important discussions and decisions about the future of GHS Federal Credit Union. We value each of our 16,000+ members across the three counties we serve, and the annual meeting offers you the opportunity to join in the conversation and engage with GHS FCU's leadership.
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In The Know - Winter 2025
“In The Know” is GHS FCU’s quarterly member newsletter. Stay up to date on the the latest news, upcoming events, financial tips and hear from your President/CEO Shawn Wolbert!
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Is Your Business Ready To Go?
Whether you're looking to expand, purchase new equipment, or boost your working capital, the right financing can make all the difference.
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Cut Your Interest Rate in Half with GHS Federal Credit Union
Ready to drive down your auto payments and take control of your budget? Refinancing your auto loan with GHS Federal Credit Union could mean significant monthly savings with rates as low as 5.5% APR.
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GHS FCU Employees Donate to the United Way of Mid-Rural New York with their Denim Days Fund
GHS Federal Credit Union has proudly donated $1,000 to the United Way of Mid-Rural New York. This contribution is part of GHS’s ongoing commitment to serving underserved communities and fostering positive change throughout the region.
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In The Know - Winter 2024
“In The Know” is GHS FCU’s quarterly member newsletter. Stay up to date on the the latest news, upcoming events, financial tips and hear from your President/CEO Shawn Wolbert!
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GHS FCU Partners with CHOW and Donates to Food Insecurity in Broome County
GHS Federal Credit Union has proudly donated $5,000 to the Community Hunger Outreach Warehouse (CHOW) to support their mission of ending food insecurity in Broome County. This contribution is part of GHS’s ongoing commitment to serving underserved communities and fostering positive change throughout the region.
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GHS FCU Members Donate to American Cancer Society in 2024
We had the pleasure to join Equinox Broadcasting this past week to present the proceeds from their Shred the Love campaign to help end Breast Cancer to The American Cancer Society! GHS has the distinct privilege of donating $5,000 this year!
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2024 Member Photos Campaign
Submit your photo with your name and contact information below before 10/6/2024 for a chance to be featured in the branch of your choice!
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In The Know - Fall 2024
As we welcome the crisp air and colorful leaves of fall, we want to take a moment to express our heartfelt gratitude for being a part of the GHS Federal Credit Union family.
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2023-24 Member Annual Meeting
As a member-owned credit union, our members have the advantage of taking part in important discussions and decisions about the future of GHS Federal Credit Union. We value each of our 19,000+ members across the three counties we serve, and the annual meeting offers you the opportunity to join in the conversation and engage with GHS FCU's leadership.
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2024 Spring Shred Day
Stop by to shred you personal data securely from 8 to 11 AM at our drive-through event. GHS will have staff available to assist in removing shred bags from your car and we're collecting donations on behalf of the VFW of Norwich.
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2024 GHS FCU Community Partner's Tree
If you are visiting one of our branches in person, be sure to check out our Community Partners Tree!
Our Tree will showcase a local organization each month in 2024. In addition, GHS Federal Credit Union employees will be donating to these community partners via our Denim Days program!
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