Free ATM Networks

Anywhere, anytime access to a GHS no-fee ATM.

Where would we be without the convenience of an ATM? When you bank with GHS Federal Credit Union, chances are you’ll never find out. Because in addition to GHS in-branch ATMs, you can access your GHS accounts – surcharge-free – at any ATM displaying these network logos:


With 55,000 surcharge-free ATMs worldwide, Allpoint® is the largest surcharge-free ATM network. Best of all, they’re in leading national and regional merchant locations.


Created by credit unions to give members the kind of financial convenience traditionally available only in banks, CO-OP provides 30,000 ATMs nationwide and is available within national retail chains.