Financial Wellness with GHS
At GHS, we believe financial wellness is a right, not a privilege. That’s why we offer free, personalized financial counseling and resources to help our members and community take control of their money, no matter where they’re starting from.
Our certified credit union financial counselors work one-on-one to provide confidential guidance on budgeting, credit, debt, or major life changes. We also partner with schools, nonprofits, and community organizations to bring financial education directly to those who need it most.
From young adults just starting out to families overcoming financial hurdles, we’re committed to making financial knowledge accessible, approachable, and empowering. With in-person support and a growing library of online tools and resources, GHS is here to help everyone build a stronger financial foundation, for today and the future.
get free Certified credit union financial counseling
Feeling overwhelmed by financial burdens you don’t know how to handle? Facing a huge sudden life change? Just need help making and sticking to a budget? Our team of Certified Credit Union Financial Counselors (CCUFCs) is here to help at any stage of your financial journey. We offer completely free and confidential financial counseling so we can get you on track to focus on what matters most.
Stop into a branch or give us a call to schedule an appointment with one of our financial counselors today.
Unlock the help you didn’t know you had
For families facing financial hardship, government benefits can offer crucial support, but the system is often confusing and difficult to navigate. Many eligible households struggle to access the help they deserve due to complex rules, broken systems, and hidden barriers. GHS is proud to partner with Starlight to unlock the billions of dollars in unclaimed government benefits, connecting families with the resources they need.
Using Starlight you can:
Check Eligibility: Starlight identifies local, state and federal benefits that make the biggest financial difference for each household, based on their income and everyday expenses.
Apply Seamlessly: Each household then receives personalized guidance through applying for the benefits they choose.
Continue Your Journey: We provide financial resources that help households onto the next step of their financial journey
GHS Scholarship program
Higher education is an exciting step, but for many families, the cost can feel overwhelming. Student loan debt continues to be one of the biggest obstacles young adults face as they start their financial journey. At GHS, we’re committed to promoting financial wellness from the very beginning, which is why we created scholarships to support graduating seniors in our community. Know a graduating senior in our field of membership? Visit our scholarship page to learn more and apply.
need help filing your taxes?
GHS partners with certified volunteer tax preparers through the IRS’s Volunteer Income Tax Assistance (VITA) program to offer free tax preparation for qualifying community members. Each year, we host VITA tax prep days in both Binghamton and Norwich. Use the button below to learn more and schedule your appointment.
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