Be at home with GHS and Home Owners Advantage.
Whether you’re a first-time home-buyer or an experienced homeowner looking to move up – or refinance – GHS can help make securing a mortgage as quick and hassle-free as possible. We’ve teamed with Home Owners Advantage, a trusted full-service mortgage corporation whose personalized and cooperative approach has successfully serviced over $1 billion in client loans. Home Owners Advantage lets you take advantage of customized solutions and tools that will help you secure your mortgage, including access to:
Featured Daily Rates
Up-to-the-minute APRs* and terms.
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Customized mortgage quote.
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For many, owning a home in Broome, Chenango or Tioga County, NY, is a lifelong dream. But choosing the right mortgage is a major decision, which can be both confusing and overwhelming. Our GHS loan consultants are available at (800) 732-4447 to help you better understand your options and decide which mortgage program works best for your budget today – and tomorrow
Adjustable-rate mortgages, or ARMs, differ from fixed-rate mortgages in that the interest rate and monthly payment increases or decreases as market interest rates fluctuate. This can be an ideal choice if you plan on living in your new home for a short time since interest rates during the initial periods are generally lower than fixed-rate mortgages. However, with time, your interest rate may increase up to a lifetime cap.