Personal Loans

Why Choose GHS Federal Credit Union for your Personal Loan?

We help you when you need money and need it quickly.

With GHS Federal Credit Union, you’ll make the right financial decisions to fulfill your financial needs
without outrageous rates and unaffordable terms.

  • Need to pay your tax bill?
  • Want to consolidate those high-interest credit card balances?
  • Do you need to finance an unexpected or emergency expense?
  • Planning a home renovation or update?
  • Planning a wedding or much-needed vacation?​
  • Need new appliances?

A personal loan from GHS Federal Credit Union enables you to reach your financial goals and help you get out of debt.

Why Consider A Personal Loan?

When you use a personal loan responsibly, it can be a smart and highly cost-effective way to secure credit.
That’s because the interest rate on a GHS Federal Credit Union personal loan is typically less than on a credit card.
This allows you to achieve personal goals without risking financial trouble.

Loans with added peace of mind

Credit life insurance and credit disability insurance are also available on GHS Federal Credit Union personal loans.
These policies pay on your loan should you die or become disabled.

Low Fixed Rate Terms

Qualify for the lowest rate and start saving. GHS personal loans come with a low fixed rate and terms of up to 60 months. So you can better budget your payments – while making the purchases you’ve planned for (or the unexpected ones).

*APR = Annual Percentage Rate. Rate shown is “as low as.” All loans subject to credit approval. Rate and term to be determined based on creditworthiness. The rate will not increase while the plan is open. Refinancing of existing GHS FCU loans do not qualify. Cannot be combined with any other offer. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee. Minimum loan amount is $500.00. Some restrictions may apply. Rates and terms are subject to change.

Personal Loan Rates

Loan TypeTerm (Approximate)Non-Variable APR*
Unsecured Loansto 36 months6.75%
48 months6.75%
60 months7.00%

Personal Loans Made Easy

At GHS Federal Credit Union, we offer competitive rates with flexible terms and conditions to help you reach important financial milestones.

  • 6.50% non-variable APR*
  • Loan terms from 36 months to 60 months
  • Financial guidance and support
  • Financial peace of mind

Meet Your Financial Goals With Flexible Loan Options

Whether you need quick cash to consolidate outstanding debt or you’re planning the vacation of a lifetime, we can help you achieve your goals the responsible way. Get the most out of life and fulfill your financial needs with an affordable personal loan from GHS Federal Credit Union.