Visa® Credit Card

Why not make purchases with the convenient – and widely accepted – GHS Visa® Platinum credit card? You’ll be rewarded, right from the start:

  • NO annual fee
  • Low fixed APR*
  • 0% promotional APR financing on purchases and balance transfers for the first 6 months
  • One rate only. No default or penalty pricing
  • Buy now, pay later with 25-day grace period
  • Convenient worldwide ATM access
  • Payments accepted through Online Banking
  • Earn VISA Dream Points

Enjoy the following benefits of our Visa Credit Card


Enjoy the added convenience of 24/7 online bill pay.

Too busy – or just tired of writing checks? Pay online with secure 24/7 access to your GHS Visa® credit card account:

  • Make your Visa® payment online.
  • Review account summaries.
  • Perform transaction searches and more!

Enhanced peace of mind

Visa® offers comprehensive fraud protection that makes it harder for someone else to use your Visa® debit card to shop online if your card is lost or stolen. A personal password protects your GHS Visa® credit card and debit card, providing reassurance that only you can use your card online.


*0% apr introductory rate and then, 7.90% apr fixed rate after the first six months. APR = Annual Percentage Rate. Rates are shown “as low as”. Rates and terms are subject to change. Contact a GHS Federal Credit Union representative by stopping in or call 607.723.7962 or toll free at 800.732.4447 for the most current rates. The rate and term may vary depending on each individual’s credit history and underwriting factors. Credit Union Membership required with a $25 minimum deposit and $1 membership fee. Some restrictions may apply.