0% Introductory Rate for balance transfers!

Visa® Credit Card

Why not make purchases with the convenient and widely accepted GHS Visa Platinum credit card? You’ll be rewarded, right from the start:

  • NO annual fee
  • Low fixed APR*
  • 0% promotional APR financing on purchases and balance transfers for the first 6 months
  • One rate only, no default or penalty pricing
  • Buy now, pay later with 25-day grace period
  • Convenient worldwide ATM access
  • Payments accepted through Online Banking
  • Earn VISA Dream Points

Enjoy the following benefits of our Visa Credit Card


Enjoy the added convenience of 24/7 online bill pay.

Too busy – or just tired of writing checks? Pay online with secure 24/7 access to your GHS Visa® credit card account:

  • Make your Visa® payment online.
  • Review account summaries.
  • Perform transaction searches and more!

Enhanced peace of mind

Visa® offers comprehensive fraud protection that makes it harder for someone else to use your Visa® debit card to shop online if your card is lost or stolen. A personal password protects your GHS Visa® credit card and debit card, providing reassurance that only you can use your card online.


*0% APR introductory rate and then, 7.90% APR fixed rate after the first six months. APR = APR = Annual Percentage Rate. Rate shown is “as low as.” All loans subject to credit approval. Rate and term to be determined based on credit worthiness. The rate will not increase while the plan is open. Refinancing of existing GHS FCU loans do not qualify. Cannot be combined with any other offer. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee. Some restrictions may apply. Rates and terms are subject to change.