Whether you’re just getting started or looking toward retirement, GHS offers an array of savings and money earning solutions that can help you meet your financial goals today and tomorrow:

Money Market Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY*
Money Market Savings$2,500.000.50%0.50%
Money Market Plus$10,000.00−$24,999.990.75%0.75%
$50,000.00 +1.00%1.00%

Term Share Accounts

TermRegular AccountIRA AccountDividend RateAPY*
Minimum Opening DepositMinimum Opening Deposit
3 Month$500.00N/A0.60%0.60%
6 Month$500.00N/A0.80%0.80%
9 Month$500.00N/A0.95%0.95%
12 Month$500.00$500.001.10%1.10%
13 Month Plus$500.00$500.001.15%1.15%
18 Month$500.00$500.001.30%1.30%
24 Month$500.00$500.001.50%1.50%
25 Month Plus$500.00$500.001.55%1.55%
30 Month$500.00$500.001.80%1.80%
36 Month$500.00$500.001.89%1.90%
48 Month$500.00$500.002.08%2.10%
60 Month$500.00$500.002.27%2.30%

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.

*APY = Annual Percentage Yield. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at 607-723-7962 or toll free at 800-732-4447. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

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Money Market Accounts

Want to maximize your earnings but still have easy access to your money? A GHS Money Market account pays a competitive monthly dividend while allowing for limited check writing and transfers. You can write up to three checks per month, and if you maintain a minimum balance of $2,500, there’s no service charge.

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