MONEY MARKET 

Whether you’re just getting started or looking toward retirement, GHS offers an array of savings and money earning solutions that can help you meet your financial goals today and tomorrow:

What is a money market account?

Want to maximize your earnings but still have easy access to your money? A GHS Money Market account pays competitive monthly dividends while allowing for limited check writing and transfers. You can write up to six checks or transfers per month!

WHAT IS THE DIFFERENCE BETWEEN MONEY MARKET ACCOUNTS AND SAVINGS ACCOUNTS?

This type of savings account is different from a Money Market Mutual Fund, which is backed by an investment fund company rather than a bank or credit union, and carries no guarantee of principal.

MONEY MARKET RATES

A savings account with a difference. Enjoy greater potential for high yields. With Money Market Accounts, financial institutions can earn interest at greater rates for account holders than they typically can with traditional savings accounts. That’s because they can invest in government securities, commercial paper, and certificates of deposit.

You’ll be earning higher interest over the long term with variable interest rates.

Money Market Rates

Account TypeMin. Avg. Daily BalanceDividend RateAPY*
Money Market Savings$2,500.000.05%0.05%
Money Market Plus$10,000.00−$24,999.990.10%0.10%
$25,000.00−$49,999.990.15%0.15%
$50,000.00 +0.20%0.20%

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.

*APY = Annual Percentage Yield. Rates are subject to change at any time. For further information about rates, applicable fees and terms, please contact GHS at 607-723-7962 or toll free at 800-732-4447. Credit Union Membership required with a $25 minimum deposit and $1.00 membership fee.

Get Started Today!