Insurance and Identity Theft Protection Services

GHS Federal Credit Union cares about you and your family. That’s why we go beyond banking and also provide a comprehensive portfolio of insurance plans to protect your loved ones and valued assets. We work with some of the most renowned providers to deliver reliable coverage and responsive customer service. All at exclusive member discounted rates.

Auto Insurance

TruStage Insurance

GHS Federal Credit Union Could Save You Hundreds on Car Insurance
 
If you haven’t gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.
 
GHS Federal Credit Union members may qualify for discounts on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money.
 
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
  • Credit union member discounts*
  • Nationally recognized companies
  • Friendly, 24/7 service—even on holidays
  • Discounts for multiple vehicles, safety features, good driving and more*
  • Mobile app for easy claims
It can be easy to get a free quote today. Don’t wait to see how much you could save.
 
GET A QUOTE
 
A Tradition of Strength
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.
 
TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.  *Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.  © TruStage Insurance Agency 2018
 
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Home Insurance

Help Protect Your Biggest Investment—Inside and Out

 
The TruStage® Home Insurance Program helps you protect your home—and everything in it—with coverage designed to be affordable for credit union members.
 
It covers damage or loss due to fire, weather, theft and more. And it protects you from liability if accident happens on your property.
 
TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance Company—along with these popular benefits:
  • Potential savings for GHS Federal Credit Union members*
  • Discounts for multiple policies, burglary/fire alarms, etc.*
  • 24/7 claims, even on holidays—many settled on the spot
  • Inflation protection—get today’s value for your belongings*
  • Temporary housing assistance when you need it
Don’t wait. It can be easy to get a free quote today.
 
GET A QUOTE
 
A Tradition of Strength
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.
 
TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. *Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.  © TruStage Insurance Agency 2018
 
 
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AD&D Insurance

Accidents can happen anytime. Don’t leave them unprepared.
 
Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment Insurance can help give them a safety net.
 
How does it work? As a member of GHS Federal Credit Union you are eligible to enroll for $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident. It also pays benefits if you are hospitalized or suffer dismemberment due to a covered accident.
 
What’s covered? Once you enroll, AD&D Insurance pays a cash benefit to your beneficiary if you die from a covered accident or you suffer a covered serious injury. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family’s (Family Plan) with up to an additional $300,000 in coverage.
 
Acceptance is guaranteed and there are no medical questions.
 
Enroll today at www.TruStage.com/ADD
 
 
 
TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677 0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
 
Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012, ADD-2018-POL, 2018-ADD-POLRDR-CR, 2018-ADD-POLRDR-CNR.
 
© 2019 TruStage Insurance Agency
 
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Life Insurance

Expect the best out of life, but be prepared.

You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care.

What’s covered?

TruStage® Life Insurance pays an income-tax free, cash benefit that your family can use for any reason—like funeral expenses, mortgage payments or unpaid debts.

What are the advantages?

TruStage helps make it easy to compare insurance and explore options you can afford—so you can make a good decision today for your family:

Don’t wait another day to be prepared.

Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent.

COMPARE INSURANCE

A Tradition of Strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.

TruStage® Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency

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Health Insurance

TruStage InsuranceSaving on health insurance could be easy with the TruStage® Health Insurance Program.


It’s time to compare health insurance plans, find out if you qualify for financial assistance and get advice if needed. The TruStage Health Insurance Program puts the expertise of GoHealth at your fingertips.

  • You could save hundreds* a month on health insurance.
  • 83% of consumers who enrolled last year qualified for subsidies.**
  • GoHealth advisors can help you find the right plan for you and your family.
Get Coverage! Call 1-888-416-2166 or go to TruStageHealth.com today. The open enrollment period runs from November 1 until December 15.
The TruStage® Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. *Families who qualified for the Advance Premium Tax Credit saved an average of $383 per person per month on their health insurance when they shopped through the health insurance marketplace (based on CMS 2017 open enrollment data). **83% of those who enrolled qualified for the Advance Premium Tax Credit to lower the cost of their health insurance (based on CMS-2017 OE data). © TruStage Insurance Agency 2017.
 
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IDSafeChoice − Theft Recovery

As an eligible account holder, you may benefit from our fully managed identity theft recovery services, with an associated fee of only $2.00 per month! IDSafeChoice provides you with the reassurance that if you or members of your family fall victim to or suspect identity theft, IDSafeChoice professionals are standing by, ready to restore your good name.

Coverage Includes:

  • Your spouse or domestic partner.
  • Your dependents up to age 25 with the same permanent address, even if in college or the military.
  • Your parents living with you or living in elder care (e.g., assisted living, nursing home or hospice), with benefits extended up to 12 months after death.
  • IRS-qualified dependents.

Opt out of IDSafeChoice? If you wish to withdraw from this program, simply complete this form and mail the completed form to GHS Federal Credit Union – 910 Front Street, Binghamton, NY 13905

Pet Insurance

As every pet owner knows, vet bills can unexpectedly impact even the most carefully planned family budget. And that’s why pet insurance is becoming a smart choice. Affiliated with Nationwide Insurance, Veterinary Pet Insurance Co. insures more than 500,000 pets nationwide, making it the largest pet health insurance company in the United States. Request your free quote.