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Flex Smarter - with a No Closing Costs Home Equity Loan
Flex Smarter - with a No Closing Costs Home Equity Loan

Ready to show off your financial muscles? GHS is covering home equity closing costs for a limited time only, saving you up to $1000! With interest rates as low as 5.5% APR, Flex Smarter with GHS Federal Credit Union.

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News & Events, Blog NavLisa YoungMay 9, 2025Auto Loan, Community Development
2024 Member Annual Meeting
2024 Member Annual Meeting

As a member-owned credit union, our members have the advantage of taking part in important discussions and decisions about the future of GHS Federal Credit Union. We value each of our 16,000+ members across the three counties we serve, and the annual meeting offers you the opportunity to join in the conversation and engage with GHS FCU's leadership.

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News & Events, Blog NavLisa YoungApril 16, 2025Event, Member Information, Education
In The Know - Winter 2025
In The Know - Winter 2025

“In The Know” is GHS FCU’s quarterly member newsletter. Stay up to date on the the latest news, upcoming events, financial tips and hear from your President/CEO Shawn Wolbert!

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Newsletters, Blog Nav, News & EventsLisa YoungMarch 5, 2025Newsletter
Is Your Business Ready To Go?
Is Your Business Ready To Go?

Whether you're looking to expand, purchase new equipment, or boost your working capital, the right financing can make all the difference.

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Newsletters, Blog NavGuest UserFebruary 27, 2025Security, Community Development
Cut Your Interest Rate in Half with GHS Federal Credit Union
Cut Your Interest Rate in Half with GHS Federal Credit Union

Ready to drive down your auto payments and take control of your budget? Refinancing your auto loan with GHS Federal Credit Union could mean significant monthly savings with rates as low as 5.5% APR.

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News & Events, Blog NavLisa YoungFebruary 27, 2025Auto Loan, Community Development
GHS FCU Employees Donate to the United Way of Mid-Rural New York with their Denim Days Fund
GHS FCU Employees Donate to the United Way of Mid-Rural New York with their Denim Days Fund

GHS Federal Credit Union has proudly donated $1,000 to the United Way of Mid-Rural New York. This contribution is part of GHS’s ongoing commitment to serving underserved communities and fostering positive change throughout the region.

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Blog Nav, News & EventsLisa YoungFebruary 18, 2025Community Development
In The Know - Winter 2024
In The Know - Winter 2024

“In The Know” is GHS FCU’s quarterly member newsletter. Stay up to date on the the latest news, upcoming events, financial tips and hear from your President/CEO Shawn Wolbert!

Read More
Newsletters, Blog Nav, News & EventsLisa YoungNovember 26, 2024Newsletter
GHS FCU Partners with CHOW and Donates to Food Insecurity in Broome County
GHS FCU Partners with CHOW and Donates to Food Insecurity in Broome County

GHS Federal Credit Union has proudly donated $5,000 to the Community Hunger Outreach Warehouse (CHOW) to support their mission of ending food insecurity in Broome County. This contribution is part of GHS’s ongoing commitment to serving underserved communities and fostering positive change throughout the region.

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Blog Nav, News & EventsLisa YoungNovember 26, 2024Community Development
GHS FCU Members Donate to American Cancer Society in 2024
GHS FCU Members Donate to American Cancer Society in 2024

We had the pleasure to join Equinox Broadcasting this past week to present the proceeds from their Shred the Love campaign to help end Breast Cancer to The American Cancer Society! GHS has the distinct privilege of donating $5,000 this year!

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Blog Nav, News & EventsLisa YoungNovember 26, 2024Community Development
2024 Member Photos Campaign
2024 Member Photos Campaign

Submit your photo with your name and contact information below before 10/6/2024 for a chance to be featured in the branch of your choice!

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Blog Nav, News & EventsLisa YoungSeptember 23, 2024
In The Know - Fall 2024
In The Know - Fall 2024

As we welcome the crisp air and colorful leaves of fall, we want to take a moment to express our heartfelt gratitude for being a part of the GHS Federal Credit Union family.

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Newsletters, Blog Nav, News & EventsLisa YoungSeptember 9, 2024Newsletter
2023-24 Member Annual Meeting
2023-24 Member Annual Meeting

As a member-owned credit union, our members have the advantage of taking part in important discussions and decisions about the future of GHS Federal Credit Union. We value each of our 19,000+ members across the three counties we serve, and the annual meeting offers you the opportunity to join in the conversation and engage with GHS FCU's leadership.

Read More
News & Events, Blog NavLisa YoungMay 3, 2024Event, Member Information, Education
2024 Spring Shred Day
2024 Spring Shred Day

Stop by to shred you personal data securely from 8 to 11 AM at our drive-through event. GHS will have staff available to assist in removing shred bags from your car and we're collecting donations on behalf of the VFW of Norwich.

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News & Events, Blog NavLisa YoungApril 30, 2024Event, Member Information
In The Know - Spring 2024
In The Know - Spring 2024
Newsletters, Blog Nav, News & EventsGuest UserApril 19, 2024Newsletter
Who Can Help You Fix Your Credit (for Free)
Who Can Help You Fix Your Credit (for Free)

After seeing online that she has no credit score, a woman researches who can help fix her credit.

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Guest UserMarch 7, 2024
Money Management Tips for Beginners & Beyond
Money Management Tips for Beginners & Beyond
Guest UserFebruary 14, 2024
Credit Score Needed to Rent an Apartment in 2024
Credit Score Needed to Rent an Apartment in 2024
Guest UserFebruary 14, 2024
The Credit Score You Need for a Car Loan in 2024
The Credit Score You Need for a Car Loan in 2024
Guest UserFebruary 13, 2024
The Credit Score You Need For Different Credit Cards in 2024
The Credit Score You Need For Different Credit Cards in 2024
Guest UserFebruary 13, 2024
15 Ways to Start Saving Money Today
15 Ways to Start Saving Money Today
Guest UserFebruary 13, 2024
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"I have been a member of GHS FCU for 5 years now. Their online banking and online loans are easy to use. The branch employees are great.

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Phone: (800) 732-4447
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910 Front Street, Binghamton, NY 13905
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35 East Main Street, Norwich, NY 13815
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Documents & DisclosuresAccessibility Statement

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.
© GHS Federal Credit Union. All Rights Reserved. Privacy Policy
*APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee. Rate shown as low as with discount up to 0.50% for Auto Loans. Rate shown as low as with discount up to 0.25% for Personal Loans and Home Equity Loans.
**APY = Annual Percentage Yield. Rates are subject to change at any time. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee.
We provide links to third party partners, independent from GHS FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of GHS FCU.

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