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How Do Share Certificates Work?
How Do Share Certificates Work?

Share certificates are savings accounts that offer the long-term growth potential of stocks or bonds with almost none of the risks.

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Savings Accounts, Blog NavGuest UserJuly 24, 2023Savings Account, Financial Wellness, Education
In The Know - Summer 2023
In The Know - Summer 2023
Newsletters, Blog Nav, News & EventsGuest UserJuly 18, 2023Newsletter
GHS To Participate in 2023 Broome Art Trail
GHS To Participate in 2023 Broome Art Trail
News & EventsGuest UserJuly 7, 2023press release, news, Art, Press Release
How Does a Money Market Account Work?
How Does a Money Market Account Work?

A money market account lets you grow your savings by earning more interest while keeping your cash easily within reach. 

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Savings AccountsGuest UserJuly 7, 2023Savings Account, financial wellness, Education
How to Open a Money Market Account
How to Open a Money Market Account

If you're looking to diversify your savings strategy, a money market account (MMA) might be just what you need.

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Savings AccountsGuest UserJuly 7, 2023Savings Account, Financial Wellness, Education
Money Market Account vs. Share Certificate — Which One is Better?
Money Market Account vs. Share Certificate — Which One is Better?

Both money market accounts and share certificates are popular ways to grow savings safely and reliably but are, in reality, very different products.

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Savings AccountsGuest UserJune 6, 2023Savings Account, Education, Financial Wellness
How Much Money Should I Keep in My Checking Account?
How Much Money Should I Keep in My Checking Account?
Checking AccountsGuest UserJune 6, 2023Checking Account, Savings Account, Education, Financial Wellness
GHS Federal Credit Union Awards $2,000 College Scholarship to Chenango Valley High School Senior
GHS Federal Credit Union Awards $2,000 College Scholarship to Chenango Valley High School Senior

Shawn Wolbert, CEO of GHS, presents college scholarship to local high school senior and member of GHS Federal Credit Union.

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News & EventsGuest UserJune 6, 2023scholarship, financial wellness, Financial Wellness, Press Release, Scholarship
GHS Federal Credit Union Unveils New Entryway Mural Painted by Chenango Valley Art Students
GHS Federal Credit Union Unveils New Entryway Mural Painted by Chenango Valley Art Students

GHS unveils new mural painted by Chenango Valley art students.

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News & EventsGuest UserMay 22, 2023press release, Art, Binghamton, Press Release
GHS Federal Credit Union Hosts Free Shred Day Benefitting the United Way of Broome County’s 'Full Plate Project'
GHS Federal Credit Union Hosts Free Shred Day Benefitting the United Way of Broome County’s 'Full Plate Project'

GHS hosts shred event to raise money to fight hunger in Broome County

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News & EventsGuest UserMay 22, 2023press release, shred day, united way, Press Release
How to Save Money Fast on a Low Income
How to Save Money Fast on a Low Income
Financial LiteracyGuest UserMay 22, 2023Financial Wellness, Savings Account, Education
How to Save Money for Kids in NY
How to Save Money for Kids in NY
Financial LiteracyGuest UserMay 22, 2023Financial Wellness, Member Information, Savings Account, Education
Why Should Creating an Emergency Fund Be a Top Priority?
Why Should Creating an Emergency Fund Be a Top Priority?
Financial Literacy, Savings AccountsLisa YoungApril 13, 2023Financial Wellness, Education, Savings Account, Checking Account
How Does Inflation Affect Investments?
How Does Inflation Affect Investments?
Financial Literacy, Savings AccountsLisa YoungApril 3, 2023Education, Member Information, Savings Account
2023 Spring Issue of In The Know, GHS FCU Member Newsletter
2023 Spring Issue of In The Know, GHS FCU Member Newsletter

Download this quarter’s issue of In The Know, a GHS FCU member quarterly newsletter, to learn about upcoming events and hear from your President/CEO, Shawn Wolbert.

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News & Events, NewslettersLisa YoungMarch 27, 2023Newsletter, Member Information
How to Invest in a Recession
How to Invest in a Recession

Investing during a recession can be challenging as economic uncertainty causes stocks to lose value and real estate prices to decrease. Just because the economy is experiencing a downturn, however, doesn’t mean that you have to wait for better conditions in order to invest. The key is to choose safe investments where your money is protected.

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Financial Literacy, Savings AccountsLisa YoungMarch 20, 2023Financial Wellness, Education, Savings Account, Member Information
Share Certificate Advantages and Disadvantages
Share Certificate Advantages and Disadvantages

Share certificates are popular investments that many use to grow their savings. But before you open a share certificate, it’s important to consider both the advantages and disadvantages to make sure it’s the best investment choice for your needs.

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Financial Literacy, Savings AccountsLisa YoungMarch 13, 2023Savings Account, Education, Financial Wellness
2022-23 Member Annual Meeting
2022-23 Member Annual Meeting

As a member-owned credit union, our members have the advantage of taking part in important discussions and decisions about the future of GHS Federal Credit Union. We value each of our 18,000+ members across the three counties we serve, and the annual meeting offers you the opportunity to join in the conversation and engage with GHS FCU's leadership.

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News & EventsLisa YoungMarch 6, 2023Event, Member Information, Education
Are Share Certificates Worth It?
Are Share Certificates Worth It?

A young couple whether or not certificates of deposit are worth it with a financial advisor.

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Financial Literacy, Savings AccountsLisa YoungFebruary 28, 2023Financial Wellness, Savings Account, Education
Tax Prep Checklist [A 2024 Guide]
Tax Prep Checklist [A 2024 Guide]

Prepare for tax season like a pro by using this list to help you keep track of documents you may need to be able to file.

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Financial Literacy, Blog NavLisa YoungFebruary 1, 2023Member Information, Education, Financial Wellness
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.
© GHS Federal Credit Union. All Rights Reserved. Privacy Policy
*APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee. Rate shown as low as with discount up to 0.50% for Auto Loans. Rate shown as low as with discount up to 0.25% for Personal Loans and Home Equity Loans.
**APY = Annual Percentage Yield. Rates are subject to change at any time. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee.
We provide links to third party partners, independent from GHS FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of GHS FCU.

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