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How to Save Money Fast on a Low Income
How to Save Money Fast on a Low Income
Financial LiteracyGuest UserMay 22, 2023Financial Wellness, Savings Account, Education
How to Save Money for Kids in NY
How to Save Money for Kids in NY
Financial LiteracyGuest UserMay 22, 2023Financial Wellness, Member Information, Savings Account, Education
Why Should Creating an Emergency Fund Be a Top Priority?
Why Should Creating an Emergency Fund Be a Top Priority?
Financial Literacy, Savings AccountsLisa YoungApril 13, 2023Financial Wellness, Education, Savings Account, Checking Account
How Does Inflation Affect Investments?
How Does Inflation Affect Investments?
Financial Literacy, Savings AccountsLisa YoungApril 3, 2023Education, Member Information, Savings Account
2023 Spring Issue of In The Know, GHS FCU Member Newsletter
2023 Spring Issue of In The Know, GHS FCU Member Newsletter

Download this quarter’s issue of In The Know, a GHS FCU member quarterly newsletter, to learn about upcoming events and hear from your President/CEO, Shawn Wolbert.

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News & Events, NewslettersLisa YoungMarch 27, 2023Newsletter, Member Information
How to Invest in a Recession
How to Invest in a Recession

Investing during a recession can be challenging as economic uncertainty causes stocks to lose value and real estate prices to decrease. Just because the economy is experiencing a downturn, however, doesn’t mean that you have to wait for better conditions in order to invest. The key is to choose safe investments where your money is protected.

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Financial Literacy, Savings AccountsLisa YoungMarch 20, 2023Financial Wellness, Education, Savings Account, Member Information
Share Certificate Advantages and Disadvantages
Share Certificate Advantages and Disadvantages

Share certificates are popular investments that many use to grow their savings. But before you open a share certificate, it’s important to consider both the advantages and disadvantages to make sure it’s the best investment choice for your needs.

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Financial Literacy, Savings AccountsLisa YoungMarch 13, 2023Savings Account, Education, Financial Wellness
2022-23 Member Annual Meeting
2022-23 Member Annual Meeting

As a member-owned credit union, our members have the advantage of taking part in important discussions and decisions about the future of GHS Federal Credit Union. We value each of our 18,000+ members across the three counties we serve, and the annual meeting offers you the opportunity to join in the conversation and engage with GHS FCU's leadership.

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News & EventsLisa YoungMarch 6, 2023Event, Member Information, Education
Are Share Certificates Worth It?
Are Share Certificates Worth It?

A young couple whether or not certificates of deposit are worth it with a financial advisor.

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Financial Literacy, Savings AccountsLisa YoungFebruary 28, 2023Financial Wellness, Savings Account, Education
Tax Prep Checklist [A 2024 Guide]
Tax Prep Checklist [A 2024 Guide]

Prepare for tax season like a pro by using this list to help you keep track of documents you may need to be able to file.

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Financial Literacy, Blog NavLisa YoungFebruary 1, 2023Member Information, Education, Financial Wellness
Should I Use My Credit Card For Everything?
Should I Use My Credit Card For Everything?

If you mostly pay in cash instead of a credit card, do you wonder, “Should I use my credit card for everything?” Click to see why a credit card can be better.

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Financial Literacy, Blog Nav, Credit CardLisa YoungJanuary 23, 2023Financial Wellness, Credit Card, Education
What Makes The Best Zero Balance Transfer Fee Credit Card?
What Makes The Best Zero Balance Transfer Fee Credit Card?

If you’re thinking about consolidating your debt onto a single credit card, be sure to find one with a zero balance transfer fee. Click below to learn more!

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Financial Literacy, Blog Nav, Credit CardLisa YoungJanuary 23, 2023Financial Wellness, Credit Card, Education
How To Use A Credit Card Responsibly.
How To Use A Credit Card Responsibly.

If you're wondering how to use a credit card responsibly, our guide offers tips so you can enjoy the benefits without getting into debt. Click for details!

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Financial Literacy, Blog Nav, Credit CardLisa YoungJanuary 23, 2023Education, Credit Card, Loans
What Kind Of Credit Card Should I Get?
What Kind Of Credit Card Should I Get?

With so many options, perks, rewards programs, and more you might be wondering, what kind of credit card should I get? Click here for answers and to learn more.

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Financial Literacy, Credit CardLisa YoungJanuary 23, 2023Financial Wellness, Credit Card, Education, Loans
Home Equity Loans vs. Mortgage Loans
Home Equity Loans vs. Mortgage Loans

What’s the difference between home equity loans vs. mortgage loans? Both require a similar process, but they do not serve the same purpose. Click to learn more.

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Financial Literacy, Blog Nav, Home Equity HELOC, Mortgages + RefiLisa YoungJanuary 23, 2023Loans, Education, Financial Wellness, Mortgage Loan, Home Equity Loan
Can You Refinance A Home Equity Loan?
Can You Refinance A Home Equity Loan?

Home equity loans are a great option for securing funding, but can you refinance a home equity loan? The answer is yes! Learn more about the pros and cons here

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Financial Literacy, Blog Nav, Home Equity HELOCLisa YoungJanuary 23, 2023Financial Wellness, Education, Loans, Home Equity Loan
Home Equity Loan Pros & Cons: Is It Right For You?
Home Equity Loan Pros & Cons: Is It Right For You?

Weighing home equity loan pros and cons and how those would apply to your situation is the best way to determine if it’s a good choice for you. Learn more here.

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Financial Literacy, Blog Nav, Home Equity HELOCLisa YoungJanuary 23, 2023Home Equity Loan, Education, Loans, Financial Wellness
Home Equity Loan vs. Cash-Out Refinance
Home Equity Loan vs. Cash-Out Refinance

Trying to decide between a home equity loan vs. refinance? Understanding the difference in how and when they work best is a good first step. Learn more here.

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Financial Literacy, Blog Nav, Home Equity HELOCLisa YoungJanuary 23, 2023Financial Wellness, Loans, Education, Home Equity Loan
What Is Home Equity [The 2023 Guide]
What Is Home Equity [The 2023 Guide]

Understanding home equity is an important part of your financial journey as a homeowner. Click to learn everything you need to know about home equity.

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Financial Literacy, Blog Nav, Home Equity HELOCLisa YoungJanuary 23, 2023Financial Wellness, Education, Home Equity Loan, Loans
How To Use Home Equity In Your House [A Guide]
How To Use Home Equity In Your House [A Guide]

Understanding how to use home equity is an important step in making the best decision for your finances. Click to learn the right ways to use home equity.

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Financial Literacy, Blog Nav, Home Equity HELOCLisa YoungJanuary 23, 2023Financial Wellness, Education, Home Equity Loan, Loans
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"I have been a member of GHS FCU for 5 years now. Their online banking and online loans are easy to use. The branch employees are great.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.
© GHS Federal Credit Union. All Rights Reserved. Privacy Policy
*APR = Annual Percentage Rate. Rates are shown "as low as". Rates and terms are subject to change. The rate and term may vary depending on each individual's credit history and underwriting factors. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee. Rate shown as low as with discount up to 0.50% for Auto Loans. Rate shown as low as with discount up to 0.25% for Personal Loans and Home Equity Loans.
**APY = Annual Percentage Yield. Rates are subject to change at any time. Early withdrawal penalties may be imposed on Term Share Accounts. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee.
We provide links to third party partners, independent from GHS FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of GHS FCU.

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